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Insurance - All in Alameda, CA
2nd Insight Inc - Alameda, CA - Phone: (510) 769-8077
Active Home Loan - Alameda, CA - Phone: (510) 523-7400
Affinity Mortgage - Alameda, CA - Phone: (510) 748-4458
Alameda Alliance for Health - Alameda, CA - Phone: (510) 747-4500
Alameda Associates Insurance Agency Inc - Alameda, CA - Phone: (510) 522-2090
Alameda Business & Insurance Service - Alameda, CA - Phone: (510) 522-1424
Alameda Business & Insurance Services - Alameda, CA - Phone: (510) 522-1423
Alliance Investment Group - Alameda, CA - Phone: (510) 522-7353
Allstate Insurance - Kenneth C. Kimbrough - Alameda, CA - Phone: (510) 865-4786
American Home Mortgage - Alameda, CA - Phone: (510) 748-3801
American Lending Group - Alameda, CA - Phone: (510) 373-5626
Arnold and Arnold - Alameda, CA - Phone: (510) 337-1875
Aspel & Company - Alameda, CA - Phone: (510) 865-3600
Associated Third Party Administrators - Alameda, CA - Phone: (510) 814-9174
Bailey Paul E Insurance Agency - Alameda, CA - Phone: (510) 523-6864
Barbera Insurance Agency Inc - Alameda, CA - Phone: (510) 523-2924
Bayley- Mary E - State Farm Insurance Agent - Alameda, CA - Phone: (510) 521-0060
Bayrisk Insurance Brokers Inc - Alameda, CA - Phone: (510) 523-3435
Boehm & Associates - Alameda, CA - Phone: (510) 865-0544
Bolton- J Lawrence - Alameda, CA - Phone: (510) 521-4272
Brown & Sullivan- LLP - Alameda, CA - Phone: (510) 521-1211
Burton Robert E - Alameda, CA - Phone: (510) 748-5333
Calif Real Estate Finance - Alameda, CA - Phone: (510) 521-0300
California First Mortgage - Alameda, CA - Phone: (510) 522-5590
Citibank (West)- FSB - Alameda, CA - Phone: (510) 521-3801
College of Alameda - Health Services - Alameda, CA - Phone: (510) 748-2320
Francis Wedad-Blue Cross & Blue Shield Athrzd AGNT - Alameda, CA - Phone: (510) 523-6824
GAW Insurance Associates - Alameda, CA - Phone: (510) 522-3724
Global One Lending - Alameda, CA - Phone: (510) 865-5626
Hartman Insurance Svc - Alameda, CA - Phone: (510) 814-0572
Heffernan Insurance Brokers - Alameda, CA - Phone: (707) 996-1828
Heller-Lach & Hart - Alameda, CA - Phone: (510) 865-1340
Home Equity Link - Alameda, CA - Phone: (510) 523-5300
Huddleson Derrol E Thompkins & Company - Alameda, CA - Phone: (415) 397-6560
Informationleads Com - Alameda, CA - Phone: (510) 523-5100
Lau Vincent Insurance Agency - Alameda, CA - Phone: (510) 337-0600
Law Offices of Laurence F. Padway - Alameda, CA - Phone: (510) 814-6100
Lux- Kelly E - Alameda, CA - Phone: (510) 521-1222
Macaskill Insurance Company - Alameda, CA - Phone: (510) 865-6004
New England Marine Documentation Service - Alameda, CA - Phone: (510) 521-4925
Noche- Aurora S - Alameda, CA - Phone: (510) 865-2110
Padway Laurence F Attorney - Alameda, CA - Phone: (925) 299-9133
Pleasant Insurance Agency - Alameda, CA - Phone: (510) 864-8113
Prmerica Ficl Service - Alameda, CA - Phone: (510) 864-0890
Raymond James Financial Services Inc - Alameda, CA - Phone: (510) 337-1035
RJW Professional Insurance Services - Alameda, CA - Phone: (510) 748-9659
Roebuck & CO - Alameda, CA - Phone: (510) 521-3700
S & L Home Loans Inc - Alameda, CA - Phone: (408) 985-4417
Saleem Insurance - Alameda, CA - Phone: (510) 337-0229
State Farm Bank - Alameda, CA - Phone: (510) 522-6000
Helpful Definition for: Insurance - All
Insurance, in Alameda,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Alameda sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
