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Insurance - All in Alamogordo, NM
1st National Bank - Alamogordo, NM - Phone: (505) 437-4880
Alamogordo Insurance Inc. - Alamogordo, NM - Phone: (505) 434-1515
Alamogordo Title Company - Alamogordo, NM - Phone: (505) 437-2741
Allstate Insurance Companies - Sales Offices- Alamogordo - Alamogordo, NM - Phone: (505) 437-3105
American Dream Mortgage - Alamogordo, NM - Phone: (505) 443-8050
Casa Y Tierra - Alamogordo, NM - Phone: (505) 434-6770
Citifinancial - Alamogordo, NM - Phone: (505) 437-5922
Durrett- Charles W.- P.C. Attorney - Alamogordo, NM - Phone: (505) 437-1840
Farmers Insurance Group - Alamogordo, NM - Phone: (505) 434-2719
Farmers Insurance Group of Companies - Alamogordo, NM - Phone: (505) 437-2809
First Federal Bank - Alamogordo, NM - Phone: (505) 439-0011
First Savings Bank - Alamogordo, NM - Phone: (505) 437-0095
Glass John Insurance Agency - Alamogordo, NM - Phone: (505) 437-3807
Gregory Insurance Agency - Alamogordo, NM - Phone: (505) 434-4773
Gulley Linda N-State Farm Insurance - Alamogordo, NM - Phone: (505) 437-4699
Hallbeck J T Agency - Alamogordo, NM - Phone: (505) 443-0211
Herrera's Bail Bonds - Alamogordo, NM - Phone: (505) 437-3694
Lynch & Shulse Insurance & Bonds - Alamogordo, NM - Phone: (505) 437-6331
Mike Haymes Agency - Alamogordo, NM - Phone: (505) 437-2350
Mortgage Power - Alamogordo, NM - Phone: (505) 443-8300
New York Life Insurance and Annuity Terry Green - Alamogordo, NM - Phone: (505) 434-5730
Patrick- Wilma Faye - Alamogordo, NM - Phone: (505) 437-9948
Pioneer Abstract & Title Company - Alamogordo, NM - Phone: (505) 437-5810
Pioneer Bank - Alamogordo, NM - Phone: (505) 437-9075
Primerica Financial Services - Alamogordo, NM - Phone: (505) 434-3360
Rio Grande Insurance - Alamogordo, NM - Phone: (505) 434-6111
Rio Grande Insurance Allstate-Alamogordo - Alamogordo, NM - Phone: (505) 437-9938
Royal Alliance Associates - Alamogordo, NM - Phone: (505) 437-3173
Ruidoso Mortgage Company of Alamo - Alamogordo, NM - Phone: (505) 439-5070
State Farm Bank - Alamogordo, NM - Phone: (505) 437-3811
State National Bank - Alamogordo, NM - Phone: (505) 434-2660
Sun Country Case Management Services - Alamogordo, NM - Phone: (505) 434-5979
Titan Auto Insurance - Alamogordo, NM - Phone: (505) 434-8660
Turner Insurance Agency - Alamogordo, NM - Phone: (505) 437-6868
Verde Insurance Associates - Alamogordo, NM - Phone: (505) 434-5715
Wells Fargo Financial - Alamogordo, NM - Phone: (505) 434-4950
Wells Fargo Home Mortgage - Alamogordo, NM - Phone: (505) 437-2966
Western Insurance - Alamogordo, NM - Phone: (505) 437-2892
White Sands Health Care System LLC - Alamogordo, NM - Phone: (505) 437-9004
White Sands Insurance - Alamogordo, NM - Phone: (505) 437-2744
Helpful Definition for: Insurance - All
Insurance, in Alamogordo,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Alamogordo sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
