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Insurance - All in Albany, NY
A A Capital Inc - Albany, NY - Phone: (518) 464-9339
Abetter Mortgage - Albany, NY - Phone: (518) 453-1090
Absolute Financial Services Inc - Albany, NY - Phone: (518) 355-8305
Adjusters International - Albany, NY - Phone: (518) 434-1234
Aetna Inc - Albany, NY - Phone: (518) 451-3500
Affordable Housing Partnership - Albany, NY - Phone: (518) 434-1730
Aflac New York - Albany, NY - Phone: (518) 426-7729
Aflac of New York - Albany, NY - Phone: (518) 689-2140
Albany Community Land Trust - Albany, NY - Phone: (518) 426-1296
Albany Financial Group - Albany, NY - Phone: (518) 786-3300
Albany Mortgage - Albany, NY - Phone: (518) 435-1129
Allen Johnson & Lonergan- LLP - Albany, NY - Phone: (518) 459-1600
Allied Mortgage Services - Albany, NY - Phone: (518) 436-5626
Allstate Insurance - Albany, NY - Phone: (518) 459-1234
Allstate Insurance - Florence A. Shaw - Albany, NY - Phone: (518) 869-5194
Allstate Insurance Companies - Sales Offices - Albany, NY - Phone: (518) 453-1010
Allstate Insurance Companies - Sales Offices Albany- Clifton Park - Albany, NY - Phone: (518) 373-1458
Allstate Insurance Companies - Sales Offices- Delmar - Albany, NY - Phone: (518) 478-9100
Allstate Insurance Companies - Sales Offices- Nora Sosnowski - Albany, NY - Phone: (518) 432-6000
Alonge Guy III Insurance - Albany, NY - Phone: (518) 458-1800
American Centurion Life - Albany, NY - Phone: (518) 452-3390
American General Financial Services - Albany, NY - Phone: (518) 869-8446
Ameriquest Mortgage Company - Albany, NY - Phone: (518) 431-6516
Anchor Agency Inc - Albany, NY - Phone: (518) 458-8908
Andover Cos - Albany, NY - Phone: (518) 458-1748
Andres Holt and Mead Inc - Albany, NY - Phone: (518) 489-3218
Applebaum Arnold - Albany, NY - Phone: (518) 435-1888
Associated Risk Managers of NY - Albany, NY - Phone: (518) 489-2659
Atlantic Mutual Insurance - Albany, NY - Phone: (518) 464-1477
Aurora Inc - Albany, NY - Phone: (518) 449-3180
Axiom Capital - Albany, NY - Phone: (518) 472-4000
Barnes Charles T Insurance - Albany, NY - Phone: (518) 464-0059
Barnett Laurence Insurance - Albany, NY - Phone: (518) 489-6789
Barrett Associates - Albany, NY - Phone: (518) 465-5340
Barry Scott Insurance - Albany, NY - Phone: (518) 489-7405
Barton- Melissa Reilly Attorney - Albany, NY - Phone: (518) 464-0600
Baynes- Kathleen McCaffrey Attorney - Albany, NY - Phone: (518) 465-3484
Beaudoin- Cynthia H. Attorney - Albany, NY - Phone: (518) 456-0082
Bernstein- Jonathan M. Attorney - Albany, NY - Phone: (518) 463-5400
Blanchfield- Mark W. Attorney - Albany, NY - Phone: (518) 434-2163
Blue Cross and Blue Shield - Albany, NY - Phone: (518) 367-4737
Blue Cross and Blue Shield - Individual Insurance Products - Albany, NY - Phone: (518) 367-0025
Bob Callahan Agency Inc - Albany, NY - Phone: (518) 463-6872
Bodner- Fredric L. Attorney - Albany, NY - Phone: (518) 436-0751
Bostwick Group - Albany, NY - Phone: (518) 427-7155
Bouck Holloway Kiernan And Casey - Albany, NY - Phone: (518) 465-2201
Bradley Agency LLC - Albany, NY - Phone: (518) 452-2736
Bresee- Dianne C. Attorney - Albany, NY - Phone: (518) 465-0400
Brown Gerald X Insurance - Albany, NY - Phone: (914) 723-5253
Buckey- Christopher E. Attorney - Albany, NY - Phone: (518) 463-1415
Helpful Definition for: Insurance - All
Insurance, in Albany,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Albany sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
