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Insurance - All in Albany, OR
1st Choice Mortgage - Albany, OR - Phone: (541) 812-1099
Albany Agency of Insurance - Albany, OR - Phone: (541) 928-6401
Albany Home Mortgage - Albany, OR - Phone: (541) 924-8700
Allen & Associates Insurance - Albany, OR - Phone: (541) 967-7283
Allstate Insurance - Albany, OR - Phone: (541) 926-5901
Allstate Insurance Companies - Albany, OR - Phone: (541) 967-7008
Allstate Insurance Companies - Sales Offices- Albany - Albany, OR - Phone: (541) 926-8074
American Family Insurance Carrie Elliott - Albany, OR - Phone: (541) 791-1489
American Family Insurance Jacob Humphreys - Albany, OR - Phone: (541) 928-6857
Baron Allan Insurance - Albany, OR - Phone: (541) 926-0690
Beneficial Oregon Inc - Albany, OR - Phone: (541) 967-7150
Bidwell Dan Insurance - Albany, OR - Phone: (541) 928-5500
Cheever Mortgage Company - Albany, OR - Phone: (541) 967-3623
Clark Keith H Briscoe & Associates - Albany, OR - Phone: (541) 926-7791
Corwin Insurance - Albany, OR - Phone: (541) 928-6196
Country Insurance & Financial Services - Albany, OR - Phone: (541) 928-1914
Don David Insurance Agency - Albany, OR - Phone: (541) 928-2353
Doug Crook Insurance - Albany, OR - Phone: (541) 791-1481
Farmers Agency of Insurance - Albany, OR - Phone: (541) 926-2237
Farmers Insurance - Albany, OR - Phone: (541) 967-9502
Farmers Insurance Group of Companies - Albany, OR - Phone: (541) 924-9999
Finance Express - Albany, OR - Phone: (541) 928-5300
Foster Cathy Insurance - Albany, OR - Phone: (541) 928-5285
Gary Freeman - Albany, OR - Phone: (541) 791-3105
Gordon VOGT & Associates - Albany, OR - Phone: (541) 926-0240
H & R Insurance Planners Inc - Albany, OR - Phone: (541) 812-9164
Heritage Mall - Wells Fargo Financial - Albany, OR - Phone: (541) 926-4444
Homes by Owner - Albany, OR - Phone: (541) 928-8440
Idds - Albany, OR - Phone: (541) 928-4763
Insurance Unlimited - Albany, OR - Phone: (541) 967-0597
Inter-City Housing - Albany, OR - Phone: (541) 926-8844
Jerry Murphy Ins Agcy Inc - State Farm Insurance Agent - Albany, OR - Phone: (541) 926-1800
Jones- Daniel R - State Farm Insurance Agent - Albany, OR - Phone: (541) 926-8787
Kelly Miles Insurance Agency Inc - Albany, OR - Phone: (541) 928-5417
Krpalek Financial Services - Albany, OR - Phone: (541) 967-1888
Lacoste Investments LLC - Albany, OR - Phone: (541) 791-4120
Linn County - Health Department- Public Health- Sweet Home Services - Albany, OR - Phone: (541) 367-3888
Lundy Brian Insurance Agency - Albany, OR - Phone: (541) 924-0800
Meridian Mortgage Inc - Albany, OR - Phone: (541) 924-5626
Miles Thimm Agency Inc - Albany, OR - Phone: (541) 924-2951
Mortgage Market Inc - Albany, OR - Phone: (541) 791-4270
Myers- Daniel L - State Farm Insurance Agent - Albany, OR - Phone: (541) 926-6665
Network Insurance Agents - Albany, OR - Phone: (541) 928-1039
Oregon Homes - Albany, OR - Phone: (888) 835-7111
OSU Federal Your Community Credit Union - Albany, OR - Phone: (541) 926-1144
PAC First Mortgage - Office - Albany, OR - Phone: (541) 967-3060
Pre Paid Legal Services - Albany, OR - Phone: (888) 523-1134
Regional Health Services - Albany, OR - Phone: (541) 812-1192
Resolve Financial - Albany, OR - Phone: (541) 791-4184
Rhodes-Warden Insurance Agency - Albany, OR - Phone: (541) 967-8062
Helpful Definition for: Insurance - All
Insurance, in Albany,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Albany sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
