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Insurance - All in Albert Lea, MN
Albert Lea Abstract CO - Albert Lea, MN - Phone: (507) 373-9001
Albert Lea Medical Center-Mayo Health System - Communitiy Relations - Albert Lea, MN - Phone: (507) 377-6394
Alliance Benefit Group Financial Services Corporation - Albert Lea, MN - Phone: (507) 377-2919
Allied Adjusters Inc - Albert Lea, MN - Phone: (507) 373-7502
Allstate Insurance - Albert Lea, MN - Phone: (507) 373-6139
Allstate Insurance Companies - Albert Lea, MN - Phone: (507) 373-7074
American Family Insurance - Albert Lea, MN - Phone: (507) 377-7328
American Residential Mortgage - Albert Lea, MN - Phone: (507) 377-2371
Americana National Bank - Albert Lea, MN - Phone: (507) 377-7000
Beth A ATZ - Albert Lea, MN - Phone: (507) 373-4300
Big Insurance Agency - Albert Lea, MN - Phone: (507) 373-2692
Cafourek & Associates Inc - Albert Lea, MN - Phone: (507) 377-8904
Countrywide Home Loans - Albert Lea, MN - Phone: (507) 373-2707
CUNA Mutual Insurance Group - Albert Lea, MN - Phone: (507) 373-1964
Farm Bureau Insurance - Albert Lea, MN - Phone: (507) 373-7802
Farmers Insurance Group of Companies - Albert Lea, MN - Phone: (507) 373-2181
Farmers Mutual Insurance CO Doug Iverson Manager - Albert Lea, MN - Phone: (507) 826-3425
Home Federal Savings Bank - Albert Lea, MN - Phone: (507) 377-3330
Jerdee Jan Insurance - Albert Lea, MN - Phone: (507) 373-2804
Klatt- David J - Albert Lea, MN - Phone: (507) 373-2377
Marvin Gaard Crop Insurance - Albert Lea, MN - Phone: (507) 373-1868
Matthies Essig Agency - Albert Lea, MN - Phone: (507) 373-9280
Minnesota Abstract & Title Company - Albert Lea, MN - Phone: (507) 377-1399
MSI Insurance Troy Thompson - Albert Lea, MN - Phone: (507) 377-2852
Mulso Financial Services - Albert Lea, MN - Phone: (507) 373-2786
New York Life Insurance CO - Albert Lea, MN - Phone: (507) 437-4022
Primerica Financial Services Helen Gold RVP - Albert Lea, MN - Phone: (507) 377-2153
Rechtzigel- Gary E - State Farm Insurance Agent - Albert Lea, MN - Phone: (507) 373-7717
Security Bank Minnesota - Main Office - Albert Lea, MN - Phone: (507) 373-1481
Security Insurance Agency - Albert Lea, MN - Phone: (507) 373-6446
Strong Agency Inc - Albert Lea, MN - Phone: (507) 373-3062
Thrivent Financial for Lutherans - Albert Lea, MN - Phone: (507) 377-2826
TROE Agency Inc - Albert Lea, MN - Phone: (507) 377-9667
Vanderwaerdt- Nancy - Albert Lea, MN - Phone: (507) 377-0227
VERN Haase Agency - Albert Lea, MN - Phone: (507) 373-1456
Wells Fargo Home Mortgage - Albert Lea, MN - Phone: (507) 373-6259
Wuerflein- Cliff Insurance - Albert Lea, MN - Phone: (507) 377-2290
Helpful Definition for: Insurance - All
Insurance, in Albert Lea,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Albert Lea sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
