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Insurance - All in Alexander City, AL
Alexander City Insurance Inc - Alexander City, AL - Phone: (256) 234-6317
Alfa Insurance - Alexander City - Alexander City, AL - Phone: (256) 234-0536
Alfa Insurance - Alexander City- District Office - Alexander City, AL - Phone: (256) 329-0544
Aliant Bank - Alexander City, AL - Phone: (256) 329-7400
American General Financial Services - Alexander City, AL - Phone: (256) 234-7191
Central Alabama Home Health Services - Alexander City, AL - Phone: (256) 329-0507
Channell- Karen B - Alexander City, AL - Phone: (256) 234-3481
Citifinancial - Alexander City, AL - Phone: (256) 329-9006
Cochran Harold W State Farm Insurance - Alexander City, AL - Phone: (256) 329-0511
Cochran- Harold W - State Farm Insurance Agent - Alexander City, AL - Phone: (256) 234-2700
Dark Insurance - Alexander City, AL - Phone: (256) 234-5026
Dunn Ray Insurance & Financial Services - Alexander City, AL - Phone: (256) 234-7219
Eady- Nancy L. Attorney - Alexander City, AL - Phone: (256) 329-2000
Fannin Agency - Alexander City, AL - Phone: (256) 329-3020
Farmers Insurance Group - Alexander City, AL - Phone: (256) 409-2299
First Insurance LLC - Alexander City, AL - Phone: (256) 329-0888
Home Place Mortgage Loans Inc - Alexander City, AL - Phone: (256) 329-1410
Mary L. Parker Agency - Alexander City, AL - Phone: (256) 234-7781
Moore Asset Management Inc - Alexander City, AL - Phone: (256) 234-2761
Parker Mary Louise Insurance - Alexander City, AL - Phone: (256) 329-3712
Philips John D Insurance - Alexander City, AL - Phone: (256) 329-8406
Unity Work & Health Services - Alexander City, AL - Phone: (256) 215-5620
Wausau Insurance - Alexander City, AL - Phone: (256) 215-9335
Worthy Insurance Agency - Alexander City, AL - Phone: (256) 329-2190
Helpful Definition for: Insurance - All
Insurance, in Alexander City,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Alexander City sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
