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Insurance - All in Alexandria, MN
Aflac District Office - Alexandria, MN - Phone: (320) 763-9996
Agcountry Farm Credit Services of W Central Mnnsta - Alexandria, MN - Phone: (320) 763-3184
Alexandria Adjusting CO - Alexandria, MN - Phone: (320) 763-5129
Alexandria Mortgages Inc - Alexandria, MN - Phone: (320) 763-8719
Alexandria Title CO - Alexandria, MN - Phone: (320) 763-6858
Allstate Insurance-Gregersen Agency - Alexandria, MN - Phone: (320) 763-3103
American Family Insurance Bruce Brandwick - Agents Schmidt Douglas Agency- Brandwick B - Alexandria, MN - Phone: (320) 763-2466
American Family-District Office - Alexandria, MN - Phone: (320) 763-3389
American National Bank of Minnesota - Alexandria, MN - Phone: (320) 762-5330
Billmark Gordie R Insurance - Alexandria, MN - Phone: (320) 763-9022
Bremer - Bremer Bank - Alexandria, MN - Phone: (320) 762-3716
Bremer - Bremer Insurance - Alexandria, MN - Phone: (320) 763-6535
Bremer Insurance Agencies Inc - Alexandria, MN - Phone: (320) 763-6622
Capital Quest Mortgage - Alexandria, MN - Phone: (320) 762-4050
Cindi Nelson Agency - Alexandria, MN - Phone: (320) 763-7471
Citifinancial - Alexandria, MN - Phone: (320) 762-1525
Country Insurance & Financial Services - Alexandria, MN - Phone: (320) 763-3151
Creative Funding Resources - Alexandria, MN - Phone: (320) 763-7725
Didier Leonard J Insurance - Alexandria, MN - Phone: (320) 762-2018
Douglas County Abstract CO - Alexandria, MN - Phone: (320) 763-3426
Eagle Strategies Corporation - Alexandria, MN - Phone: (320) 762-1591
Farm Bureau Insurance - Alexandria, MN - Phone: (320) 763-4442
Farmers Union Insurance - Alexandria, MN - Phone: (320) 763-9455
First State Bank of Alexandria - Alexandria, MN - Phone: (320) 763-7700
Gibbons & Associates - Alexandria, MN - Phone: (320) 762-8098
Granite City Mortgage Inc - Alexandria, MN - Phone: (320) 763-9977
Haglin Daniel W Financial Services - Alexandria, MN - Phone: (320) 762-8000
Holmes City Farmers Mutual Insurance CO - Alexandria, MN - Phone: (320) 762-0730
Integrity Title Inc - Alexandria, MN - Phone: (320) 763-3311
Jacobson- Thomas A. Attorney - Alexandria, MN - Phone: (320) 763-3141
Jeff TIMM Agency Inc - Alexandria, MN - Phone: (320) 763-4516
Keenan Sandra Insurance & Investment - Alexandria, MN - Phone: (320) 762-7744
Larson Myron Insurance - Alexandria, MN - Phone: (320) 763-6916
Long Term Care Advisors - Alexandria, MN - Phone: (320) 763-3155
M Scarborough Ins Agency Inc - State Farm Insurance Agent - Alexandria, MN - Phone: (320) 762-2394
Martinson Insurance Agency - Alexandria, MN - Phone: (320) 763-6518
MN Land Title Escrow & Abstracts Inc - Alexandria, MN - Phone: (320) 763-6666
Mom Alexandria LLC - Alexandria, MN - Phone: (320) 763-0666
Neighborhood National Bank - Alexandria, MN - Phone: (320) 763-8366
Partington Zimny Insurance - Alexandria, MN - Phone: (320) 762-2124
Philip Reed Insurance - Alexandria, MN - Phone: (320) 763-3838
Prime West Health Systems - Alexandria, MN - Phone: (320) 762-2910
Ratajesak AL - Alexandria, MN - Phone: (320) 763-5255
Schmidt Darryl Insurance Agency - Alexandria, MN - Phone: (320) 763-3434
Schuette- Dwain H - Alexandria, MN - Phone: (320) 763-3118
Soderholm Insurance Services - Alexandria, MN - Phone: (320) 763-9231
State Farm Insurance Companies - Scarborough Michael D Insurance - Alexandria, MN - Phone: (320) 762-8383
State Farm Insurance Companies Agent - Alexandria, MN - Phone: (320) 763-7704
Thrivent Financial for Lutherans - Paul Amundson - Alexandria, MN - Phone: (320) 763-7843
Thrivent Financial for Lutherans - Ted HAAR - Alexandria, MN - Phone: (320) 763-3637
Helpful Definition for: Insurance - All
Insurance, in Alexandria,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Alexandria sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
