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Insurance - All in Alpena, MI
AAA Moorman's - Alpena, MI - Phone: (989) 354-2151
Aflac-Gene Repke Agent - Alpena, MI - Phone: (989) 354-4300
ALF Insurance Agency - Alpena, MI - Phone: (989) 354-6062
All Risk Insurance Agency - Alpena, MI - Phone: (989) 358-8400
Allstate Insurance - Alpena, MI - Phone: (989) 354-6060
Alpena Agency - Alpena, MI - Phone: (989) 354-2175
Alpine North Insurance Agency Inc - Alpena, MI - Phone: (989) 356-2583
America One DEC - Alpena, MI - Phone: (989) 356-4100
AmeriFirst Home Mortgage - Alpena, MI - Phone: (989) 356-3100
Bartosh Brian - Alpena, MI - Phone: (989) 356-6133
Bartosh Donald CLU - Alpena, MI - Phone: (989) 595-6014
Benedict- Dick CLU Insurance - Alpena, MI - Phone: (989) 356-0281
Blue Horizons - Resident's Telephone - Alpena, MI - Phone: (989) 354-4034
Blury Nathan A Insurance - Alpena, MI - Phone: (989) 354-5621
Burns- Judy A - State Farm Insurance Agent - Alpena, MI - Phone: (989) 356-4862
Equitable Life Assurance Society of the Unitd Stts - Alpena, MI - Phone: (989) 356-9033
Farm Bureau Insurance - Alpena, MI - Phone: (989) 356-4581
Farm Bureau Insurance Holly Barrigar Agency - Alpena, MI - Phone: (989) 356-3688
FCS Mortgage - Alpena, MI - Phone: (989) 354-4343
Financial Services By Design - Alpena, MI - Phone: (989) 358-6643
Flags Star Bank - Alpena, MI - Phone: (989) 358-9104
Huron Shores County Farm - Alpena, MI - Phone: (989) 358-0050
Huron Shores Mortgage Company - Alpena, MI - Phone: (989) 356-5900
Independent Bank - Alpena, MI - Phone: (989) 356-2051
Insurancenter Corporation of Alpena - Alpena, MI - Phone: (989) 356-2167
Knapp- John P - State Farm Insurance Agent - Alpena, MI - Phone: (989) 354-5010
Kosloski- Richard Insurance - Alpena, MI - Phone: (989) 354-3541
Landmark Mortgage Corporation - Alpena, MI - Phone: (989) 356-9595
Lappan Agency - Alpena, MI - Phone: (989) 354-3185
Lappan Agency Inc - Branch Office - Alpena, MI - Phone: (989) 736-6006
Look Advertising - Alpena, MI - Phone: (989) 358-9595
Matteson Insurance Agency - Alpena, MI - Phone: (989) 358-2980
MetLife - Alpena, MI - Phone: (989) 356-6111
Northeast Michigan Community Mealth Services - Cambridge Home - Alpena, MI - Phone: (989) 356-4661
Northeast Michigan Community Mealth Services - Walnut Home - Alpena, MI - Phone: (989) 356-1700
Northeast Michigan Community Mental Health Services - Alpena, MI - Phone: (989) 356-9318
Skiba Insurance Services Inc - Alpena, MI - Phone: (989) 354-3414
Skiba Thomas L Insurance - Alpena, MI - Phone: (989) 356-9058
Spencer- Richard A Insurance - Alpena, MI - Phone: (989) 356-9279
Wells Fargo Home Mortgage - Alpena, MI - Phone: (989) 354-4076
Helpful Definition for: Insurance - All
Insurance, in Alpena,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Alpena sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
Recent Business News for: Insurance - All
WEEK ON THE WEB: Southfield title firm ordered to stop selling insurance - Crain's Detroit Business
WEEK ON THE WEB: Southfield title firm ordered to stop selling insuranceCrain's Detroit Business... fine of $250000 for all violations. • Eastern Michigan University has named Michael Tidwell, dean of the Bloomsburg University of Pennsylvania College of Business, to succeed David Mielke as dean of EMU's College of Business effective July 1.and more »