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Insurance - All in Alton, IL
AAA - Insurance Agency- Travel Agency - Alton, IL - Phone: (618) 462-1091
Acceptance Insurance - Alton, IL - Phone: (618) 463-8000
Affiliated Insurance - Alton, IL - Phone: (618) 463-3646
Affiliated Insurance Specialists - Alton, IL - Phone: (618) 463-3010
Allstate Insurance - Alton, IL - Phone: (618) 467-1300
Allstate Insurance - Genell Mills - Alton, IL - Phone: (618) 462-4814
Allstate Insurance Companies - Sales Offices- Alton - Alton, IL - Phone: (618) 462-0157
Allstate Insurance Companies - Sales Offices- Godfrey - Alton, IL - Phone: (618) 466-4403
American General Financial Services - Alton - Alton, IL - Phone: (618) 465-2566
AMS Insurance - Alton, IL - Phone: (618) 465-4333
Associated Bank - Alton, IL - Phone: (618) 465-4422
Bilsbury Stephen - Alton, IL - Phone: (618) 462-9107
Birmingham Mark Insurance - Alton, IL - Phone: (618) 462-8752
Bjorseth- Scott D. Attorney - Alton, IL - Phone: (618) 465-7745
Brakeville Insurance - Alton, IL - Phone: (618) 462-5221
Brooks- Donald R - State Farm Insurance Agent - Alton, IL - Phone: (618) 466-6264
Chuck West Agency - Alton, IL - Phone: (618) 462-6880
Citifinancial - Alton, IL - Phone: (618) 467-2561
Cooper & Cooper Insurance Agency - Alton, IL - Phone: (618) 462-9991
Cornerstone Bank & Trust NA - Alton, IL - Phone: (618) 465-5656
Delano Insurance Agency - Alton, IL - Phone: (618) 465-8816
Donald W Norton - Alton, IL - Phone: (618) 462-2633
Dos Santos Anthony E Attorney - Alton, IL - Phone: (618) 463-1004
Downing Insurance Agency - Alton, IL - Phone: (618) 463-4772
Downing Insurance Agency Inc - Alton, IL - Phone: (618) 462-1001
Farmers Insurance Group - Alton, IL - Phone: (618) 466-2440
Farmers Insurance Group of Companies - Alton, IL - Phone: (618) 466-9535
First American Title Insurance - Alton, IL - Phone: (618) 462-2061
General American Life Insurance CO - Alton, IL - Phone: (618) 465-3537
Graceagency- Inc - Allstate Brokerage - Alton, IL - Phone: (618) 462-1330
Hellrung Insurance Agency - Alton, IL - Phone: (618) 465-5021
HFC - Alton, IL - Phone: (618) 462-8881
Hunter John R Insurance Agency - Alton, IL - Phone: (618) 465-4124
Joanne Porter Agency - Alton, IL - Phone: (618) 465-4690
LDC Medical Billing Services - Alton, IL - Phone: (618) 462-1598
Liberty Bank - Alton, IL - Phone: (618) 462-7000
Manley Renee Insurance - Alton, IL - Phone: (618) 462-0417
Manley- Lynn D - State Farm Insurance Agent - Alton, IL - Phone: (618) 465-1338
MetLife Steve Glad - Alton, IL - Phone: (618) 462-4523
Millers First Insurance Companies - Home Office - Alton, IL - Phone: (618) 463-3636
Missouri Mortages Plus - Alton, IL - Phone: (618) 465-5200
Neudecker- Scott L - State Farm Insurance Agent - Alton, IL - Phone: (618) 465-6303
Norton & Rain Agency LLC - Alton, IL - Phone: (618) 463-9911
Norton and Rain Inc - Alton, IL - Phone: (618) 462-4455
Norton- Donald W CLU - Alton, IL - Phone: (618) 466-1313
Piasa Insurance Agency - Alton, IL - Phone: (618) 462-7529
Queen Insurance Agency - Alton, IL - Phone: (618) 465-2546
Serenity Financial Planners - Alton, IL - Phone: (618) 465-3735
Stanka Insurance Agency - Alton, IL - Phone: (618) 467-8265
State Farm Insurance Companies - Alton, IL - Phone: (618) 465-2110
Helpful Definition for: Insurance - All
Insurance, in Alton,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Alton sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
Recent Business News for: Insurance - All
United States Insurance Report Q3 2012 - MarketWatch (press release)
United States Insurance Report Q3 2012MarketWatch (press release)Crucially, the report places the US insurance sector in the context of all the other national markets that are surveyed by BMI. The published results of the major life insurance companies confirm that they are major beneficiaries of the ongoing growth ...and more »
