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Insurance - All in Altoona, PA
A & A Insurance - Altoona, PA - Phone: (814) 949-0559
Affinity Mortgage & Financial Services Inc - Altoona, PA - Phone: (814) 946-9906
Allison H Dean Insurance Agency - Altoona, PA - Phone: (814) 943-8175
Allison Myers Beaver & Vellone Insurance Agency - Altoona, PA - Phone: (814) 941-0675
Allstate - Altoona, PA - Phone: (814) 944-8295
Allstate Insurance - Altoona, PA - Phone: (814) 944-1615
Allstate Insurance CO - Altoona, PA - Phone: (814) 941-7339
Allstate Insurance Companies - Altoona, PA - Phone: (814) 942-7346
Allstate Insurance Companies - Claim Office- Altoona - Altoona, PA - Phone: (814) 940-7400
Altoona Financial Services - Altoona, PA - Phone: (814) 949-5844
American General Financial Services - Altoona, PA - Phone: (814) 944-2547
American General Life & Accident Insurance Company - Altoona, PA - Phone: (814) 944-9468
Argyle Group Inc - Altoona, PA - Phone: (814) 941-7373
Baker- Todd C - State Farm Insurance Agent - Altoona, PA - Phone: (814) 944-4687
Baranik Insurance Agency - Altoona, PA - Phone: (814) 944-3748
Big A Insurance - Altoona, PA - Phone: (814) 946-8888
Blair Insurance - Altoona, PA - Phone: (814) 946-9486
Bradley- Bruce J - Altoona, PA - Phone: (814) 944-5569
C & G Savings Bank - Altoona, PA - Phone: (814) 946-8090
Central Pennsylvania Health Services Corporation - Altoona, PA - Phone: (814) 946-2204
Citifinancial Services Inc - Altoona, PA - Phone: (814) 944-4087
Citizens Bank - Eldorado - Altoona, PA - Phone: (814) 944-1075
Consiglio David J Insurance - Altoona, PA - Phone: (814) 944-4651
Crawford and CO - Altoona, PA - Phone: (814) 946-0448
Crownover- Michael D - Altoona, PA - Phone: (814) 940-8000
Curley Adjustment Bureau Inc - Altoona, PA - Phone: (814) 944-7148
Decker- Kenneth O - Altoona, PA - Phone: (814) 940-8100
Dick E P GEN Insurance - Altoona, PA - Phone: (814) 943-8191
Dravis D L & Associates - Altoona, PA - Phone: (814) 943-6155
Durant Baker Ins Agcy Inc - State Farm Insurance Agent - Altoona, PA - Phone: (814) 942-5313
Equity One Inc - Altoona, PA - Phone: (814) 941-5007
Frezza CO - Altoona, PA - Phone: (814) 944-5073
Hancock Group Inc - Altoona, PA - Phone: (814) 944-8849
Holtz- David L CFP - Altoona, PA - Phone: (814) 940-5600
Household Finance Consumer Discount Company - Altoona, PA - Phone: (814) 946-3606
Housing Opportunities of Blair County - Altoona, PA - Phone: (814) 944-9363
Infinity Insurance Services - Altoona, PA - Phone: (814) 949-2669
Infinity Mortgage Co. - Altoona, PA - Phone: (814) 949-2900
Kooman & Associates Inc. - Altoona, PA - Phone: (814) 941-4800
Lewis Makin Insurance - Altoona, PA - Phone: (814) 942-8910
M&T Mortgage Corporation - Altoona, PA - Phone: (814) 946-6865
Mackey D B Insurance Agency - Altoona, PA - Phone: (814) 942-5899
Maierhofer- Mary Lou Attorney - Altoona, PA - Phone: (814) 941-4600
Medpay Billing Service - Altoona, PA - Phone: (814) 296-6727
Norman L. Stapleton Jr. Agency - Altoona, PA - Phone: (814) 942-9005
Parsons- David C GENL Insurance - Altoona, PA - Phone: (814) 944-7329
Parsons- Thomas C GENL Insurance - Altoona, PA - Phone: (814) 942-0525
Pennsylvania Commonwealth - Labor & Industry Department Of- PA Teleclaims - Altoona, PA - Phone: (814) 946-6849
Pennsylvania Commonwealth - Labor & Industry Department Of- Unemployment Compensa - Altoona, PA - Phone: (814) 946-7224
Phoenix Rehabilitation and Health Services - Altoona, PA - Phone: (814) 944-8264
Helpful Definition for: Insurance - All
Insurance, in Altoona,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Altoona sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
