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Insurance - All in Ann Arbor, MI
A American Community Agent - Ann Arbor, MI - Phone: (734) 677-4100
A B C Cycle Insurance - Ann Arbor, MI - Phone: (734) 663-5945
AAA - A A A Branch Office - Ann Arbor, MI - Phone: (734) 973-2800
Accu Mortgage L.L.C. - Ann Arbor, MI - Phone: (734) 975-6669
Active Insurance - Ann Arbor, MI - Phone: (734) 327-5970
Affinia Group- Inc. - Ann Arbor, MI - Phone: (734) 827-5452
Aflac - Ann Arbor, MI - Phone: (734) 761-3892
Aflac Regional Sales Office - Ann Arbor, MI - Phone: (734) 769-6595
Allstate - Ann Arbor, MI - Phone: (734) 995-0700
Allstate Insurance - Ann Arbor, MI - Phone: (734) 973-0600
Allstate Insurance - John R. Casey - Ann Arbor, MI - Phone: (734) 662-3386
Allstate Insurance - Rachelle L. Lockridge - Ann Arbor, MI - Phone: (734) 975-2950
Ambassador CO - Ann Arbor, MI - Phone: (734) 662-2511
America One-Michigan Insurance - Ann Arbor, MI - Phone: (734) 662-3520
American General Financial Services - Ann Arbor, MI - Phone: (734) 747-8760
Ameriquest Mortgage Company - Ann Arbor, MI - Phone: (734) 996-8699
Ann Arbor Commerce Bank - Ann Arbor, MI - Phone: (734) 887-3100
Ann Arbor Commerce Bank - Mortgage Plus - Ann Arbor, MI - Phone: (734) 887-3400
Ann Arbor Insurance Associates LLC - Ann Arbor, MI - Phone: (734) 327-9222
Ann Arbor Insurance Center - Ann Arbor, MI - Phone: (734) 973-9444
Ann Arbor Mortgage - Ann Arbor, MI - Phone: (734) 222-7881
Ann Arbor Mortgage CO - Ann Arbor, MI - Phone: (734) 669-5880
Aprill Agency Inc - Ann Arbor, MI - Phone: (734) 662-4507
Arbor Insurance Agency - Ann Arbor, MI - Phone: (734) 971-0011
Ark Insurance Agency - Ann Arbor, MI - Phone: (734) 663-5141
Armstrong-Robitallere-Riegle Insurance Service - Ann Arbor, MI - Phone: (734) 665-5900
Assured Care Home Health Services Inc - Ann Arbor, MI - Phone: (734) 622-0280
Avery- John - State Farm Insurance Agent - Ann Arbor, MI - Phone: (734) 477-6090
B C N Services - Ann Arbor, MI - Phone: (734) 994-4100
Baas- Jason Attorney - Ann Arbor, MI - Phone: (734) 930-5600
Bank of Ann Arbor - Ann Arbor, MI - Phone: (734) 662-3800
Bank of Ann Arbor - Mortgage Department - Ann Arbor, MI - Phone: (734) 662-5533
Barnett- Gordon J.- Jr. Attorney - Ann Arbor, MI - Phone: (734) 769-2166
Barton John A Insurance Agency Inc - Ann Arbor, MI - Phone: (734) 971-8333
Bayley Butch - Ann Arbor, MI - Phone: (734) 662-9350
Benz Insurance Agency Inc - Ann Arbor, MI - Phone: (734) 971-1000
Birk- Christopher B - State Farm Insurance Agent - Ann Arbor, MI - Phone: (734) 971-0150
Black Herbert R Jr Insurance - Ann Arbor, MI - Phone: (734) 663-9200
Black Mountain Construction Inc - Ann Arbor, MI - Phone: (734) 623-7700
Brown David S & Associates - Ann Arbor, MI - Phone: (734) 761-1095
Burpee R John Jr - Ann Arbor, MI - Phone: (734) 623-0905
Business Health Services - Ann Arbor, MI - Phone: (734) 327-3999
Business Planning SVCS - Ann Arbor, MI - Phone: (734) 995-1162
C & M Insurance Services Inc - Ann Arbor, MI - Phone: (734) 994-9440
Charter Investment Advisory - Ann Arbor, MI - Phone: (734) 332-1400
Chelsea Arbor Treatment Center - Ann Arbor, MI - Phone: (734) 996-1010
Community Bank of Dearborn - Ann Arbor, MI - Phone: (734) 302-9165
Compuaccounting- Inc. - Ann Arbor, MI - Phone: (734) 213-3701
Concept Insurance Services Inc - Ann Arbor, MI - Phone: (734) 663-7018
Construction Loan One - Ann Arbor, MI - Phone: (734) 332-8000
Helpful Definition for: Insurance - All
Insurance, in Ann Arbor,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Ann Arbor sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
