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Credit Unions in Anniston, AL
Alabama Teachers Credit Union - Anniston, AL - Phone: (256) 238-1161
America's First Federal Credit Union - Anniston, AL - Phone: (205) 320-4000
Brassies Credit Union - Anniston, AL - Phone: (256) 831-7180
Chemical Family Credit Union - Anniston, AL - Phone: (256) 237-0651
First Educators Credit Union - Anniston, AL - Phone: (256) 236-1260
Fort McClellan Credit Union - Anniston Branch - Anniston, AL - Phone: (256) 237-2113
M & H Employees Federal Credit Union - Anniston, AL - Phone: (256) 238-1561
Northeast Alabama Postal Credit Union - Anniston, AL - Phone: (256) 237-4259
Tyson Credit Union - Anniston, AL - Phone: (256) 831-1003
Helpful Definition for: Credit Unions
A credit union in Anniston is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members. Many credit unions exist to further community development or sustainable international development on a local level. They are typically smaller than banks, and are generally not-for-profit cooperative institutions. Credit unions in Anniston have an unusual organizational structure, which attempts to solve the principal-agent problem by ensuring that the owners and the users of the institution are the same people. In any case, credit unions cannot accept donations and must be able to prosper in a competitive market economy.
