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Insurance - All in Arab, AL
1st Franklin Financial - Arab, AL - Phone: (256) 586-9302
Alfa Insurance - Arab - Arab, AL - Phone: (256) 586-4580
Allstate Insurance - Arab, AL - Phone: (256) 586-1244
Allstate Insurance Companies - Sales Offices- Martin Richard Insurance - Arab, AL - Phone: (256) 586-1276
Arab Mortgage Shoppe - Arab, AL - Phone: (256) 931-2302
Citifinancial - Arab, AL - Phone: (256) 586-7700
Citizens Bank & Trust - Arab, AL - Phone: (256) 931-4600
Cotton States Insurance - Arab, AL - Phone: (256) 586-6058
Creative Mortgage Services Incorporated - Arab, AL - Phone: (256) 586-2636
Eva Bank - Arab, AL - Phone: (256) 586-0471
Evabank - Arab, AL - Phone: (256) 586-0472
Farmers Insurance Group - Arab, AL - Phone: (256) 586-6050
Hilty Insurance Agency LLC - Arab, AL - Phone: (256) 931-0703
Hinds & Cox Insurance - Arab, AL - Phone: (256) 586-4070
Hinds & Cox Insurance Agency - Arab, AL - Phone: (256) 586-5490
Holloway-Hunt & Associates Insurance - Arab, AL - Phone: (256) 586-6678
Holloway-Hunt Insurance LLC - Arab, AL - Phone: (256) 586-6688
Jones Randy Insurance Agency - Arab, AL - Phone: (256) 586-6544
Liberty National Life Insurance - Arab, AL - Phone: (256) 586-1005
Mays- Elizabeth K - State Farm Insurance Agent - Arab, AL - Phone: (256) 586-6243
Murphy- Lynn Alan - Arab, AL - Phone: (256) 586-2644
Redstone Federal Credit Union - Arab, AL - Phone: (256) 586-1562
Southerland Agency Inc - Arab, AL - Phone: (256) 586-2539
State Farm - Arab, AL - Phone: (256) 586-2645
State Farm Insurance Company - Arab, AL - Phone: (256) 586-2642
Helpful Definition for: Insurance - All
Insurance, in Arab,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Arab sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
