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Insurance - All in Arnold, MD
AAA Insurance - Arnold, MD - Phone: (410) 757-7400
AAA Mid-Atlantic - AAA Mid Atlantic Insurance Agency- Arnold Branch - Arnold, MD - Phone: (410) 757-8875
Allied Home Mortgage - Arnold, MD - Phone: (410) 757-9001
Allstate Insurance Companies - Arnold, MD - Phone: (410) 421-5239
Atland Title Group Ltd - Arnold, MD - Phone: (410) 757-4916
Bankers Life and Casualty CO - Arnold, MD - Phone: (410) 974-4994
Benefit Research Coalition - Arnold, MD - Phone: (410) 626-7737
Christopher M. Zurmuhlen Agency - Arnold, MD - Phone: (410) 626-7606
Medical Insurance Services - Arnold, MD - Phone: (410) 975-0356
Oyster Mortgage Company Inc - Arnold, MD - Phone: (410) 757-0070
Progressive Title Corporation - Arnold, MD - Phone: (410) 974-0670
Richard Mullaney Agency - Arnold, MD - Phone: (410) 349-3515
Suburban Federal Savings - Arnold, MD - Phone: (410) 757-7777
Touchstone Real Estate - Arnold, MD - Phone: (410) 349-9201
Touchstone Title LLC - Arnold, MD - Phone: (410) 974-0023
Woodworth- John C - State Farm Insurance Agent - Arnold, MD - Phone: (410) 757-5300
Helpful Definition for: Insurance - All
Insurance, in Arnold,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Arnold sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
