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Insurance - All in Ashland, KY
Abacus Mortgages - Ashland, KY - Phone: (606) 324-0031
Acordia Of Kentucky - Ashland, KY - Phone: (606) 324-5858
Advantage Bank - Ashland, KY - Phone: (606) 324-5138
Aflac District Office - Ashland, KY - Phone: (606) 324-0012
Allstate Insurance Company - Ashland, KY - Phone: (606) 325-6368
American General Financial Services - Ashland, KY - Phone: (606) 329-8238
Ates - Ashland, KY - Phone: (606) 329-9696
Banford- Craig R. Attorney - Ashland, KY - Phone: (606) 329-8771
Beneflex - Ashland, KY - Phone: (606) 329-0100
Bennett Charles W Insurance - Ashland, KY - Phone: (606) 324-5283
Caudle J. Adkins Agency - Ashland, KY - Phone: (606) 329-8033
Chaffin Thomas G - Ashland, KY - Phone: (606) 329-1443
Charles C Adams Insurance - Ashland, KY - Phone: (606) 325-9709
Charles E. Davis Agency - Ashland, KY - Phone: (606) 928-3787
Citifinancial - Ashland, KY - Phone: (606) 325-8426
Classic Bank - Ashland, KY - Phone: (606) 326-2800
Conley- Christopher A. Attorney - Ashland, KY - Phone: (606) 329-1974
Cotton States Insurance - Ashland, KY - Phone: (606) 325-6789
Daniel Click Agency - Ashland, KY - Phone: (606) 329-9975
Eagle Mortgage - Ashland, KY - Phone: (606) 324-7570
Edwards- Carl D.- Jr. Attorney - Ashland, KY - Phone: (606) 329-2929
Esham Insurance Agency - Ashland, KY - Phone: (606) 324-4499
EZ Mortgage Loans Inc - Ashland, KY - Phone: (606) 325-4500
Fifth Third Bank - Ashland, KY - Phone: (606) 326-9797
First & Peoples Bank and Trust Company - Ashland Plaza Branch - Ashland, KY - Phone: (606) 325-8549
Hanni Insurance Services - Ashland, KY - Phone: (606) 326-1393
Heritage Bank - Ashland, KY - Phone: (606) 920-7300
Hester- Anthony S - State Farm Insurance Agent - Ashland, KY - Phone: (606) 325-8591
Home Federal Savings & Loan Association - Ashland, KY - Phone: (606) 324-7196
Hughes- Catherine C. Attorney - Ashland, KY - Phone: (606) 329-1919
Independence Mortgage - Ashland, KY - Phone: (606) 325-2902
Kentucky Farm Bureau Insurance Companies - Boyd County Agents - Ashland, KY - Phone: (606) 928-9561
Kentucky-Rupert Insurance Agency Inc - Ashland, KY - Phone: (606) 324-1080
Lavender- Thomas Wade- II Attorney - Ashland, KY - Phone: (606) 329-8338
McDanald Stephen R - Ashland, KY - Phone: (606) 324-4337
Melvin- Paul H - State Farm Insurance Agent - Ashland, KY - Phone: (606) 324-4159
Midland Insurance Agency Inc - Ashland, KY - Phone: (606) 739-6026
Miller Harold D Insurance Agency Inc - Ashland Office - Ashland, KY - Phone: (606) 324-1295
Monumental Insurance CO - Ashland, KY - Phone: (606) 928-7441
Moore Insurance Agency - Ashland, KY - Phone: (606) 329-9257
Morgan Group - Ashland, KY - Phone: (606) 324-2583
Mutual of Omaha - Ashland, KY - Phone: (606) 928-3636
Nationwide Insurance Auto Claims - Ashland, KY - Phone: (606) 929-9770
New York Life - Ashland, KY - Phone: (606) 324-6836
Northwestern Mutual Life Insurance Company - Ashland, KY - Phone: (606) 324-6756
Phipps Thomas C - Ashland, KY - Phone: (606) 329-2957
Primerica Financial Services - Ashland, KY - Phone: (606) 325-9112
Prudential Insurance and Financial Services - Ashland, KY - Phone: (606) 324-7781
Putman Agency Inc - Ashland, KY - Phone: (304) 522-6555
Putnam Agency Inc - Dana N Conley - Ashland, KY - Phone: (606) 836-8102
Helpful Definition for: Insurance - All
Insurance, in Ashland,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Ashland sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
