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Insurance - All in Athens, AL
Agent Bill Yarbrough - Athens, AL - Phone: (256) 232-1752
Alfa Insurance - Athens, AL - Phone: (256) 232-1340
Alfa Insurance - Athens - Athens, AL - Phone: (256) 232-2898
Allstate Insurance Companies - Sales Offices- Athens - Athens, AL - Phone: (256) 230-0095
American General Financial Services - Athens, AL - Phone: (256) 233-1442
Athens Insurance Center - Athens, AL - Phone: (256) 233-2311
Breakfield Jr- Jerry E - State Farm Insurance Agent - Athens, AL - Phone: (256) 232-1238
Cantrell- Samual Scott - Athens, AL - Phone: (256) 232-5400
Citifinancial - Athens, AL - Phone: (256) 232-7803
Compass Bank - Athens, AL - Phone: (256) 232-4060
Cornerstone Mortgage - Athens, AL - Phone: (256) 232-9040
Cotton States Insurance Company - Athens, AL - Phone: (256) 233-3310
Courtesy Mortgage - Athens, AL - Phone: (256) 216-0202
Deason- M Dale - Athens, AL - Phone: (256) 232-7318
Family Security Credit Union - Athens, AL - Phone: (256) 771-1200
Farm Bureau Insurance - Athens, AL - Phone: (256) 232-2400
Farmers Insurance Group - Athens, AL - Phone: (256) 233-5039
Farmers Insurance Group of Companies - Athens, AL - Phone: (256) 233-7845
Federal Land Bank Association - Athens, AL - Phone: (256) 232-0344
First State Loans Inc - Athens, AL - Phone: (256) 232-3800
Hilton Mortgage Corporation - Athens, AL - Phone: (256) 233-0445
Kilgro & Associates Inc - Athens, AL - Phone: (256) 232-5241
King- Brian Cyril - State Farm Insurance Agent - Athens, AL - Phone: (256) 771-2001
Limestone County - Health Department - Athens, AL - Phone: (256) 232-3200
Maclin- T. Mark Attorney - Athens, AL - Phone: (256) 232-2010
Martin & Hubbs Inc - Athens, AL - Phone: (256) 232-0505
McAlister Tom Insurance Agency - Athens, AL - Phone: (256) 232-7200
Mortgage America - Athens, AL - Phone: (256) 232-2050
Mutual Savings Life Insurance CO - Athens, AL - Phone: (256) 232-1400
New South Federal Savings Bank - Athens, AL - Phone: (256) 232-5079
Pepper William L Insurance Agency - Athens, AL - Phone: (256) 232-7818
Platinum Mortgage - Athens, AL - Phone: (256) 262-2070
Redstone Federal Credit Union - Athens, AL - Phone: (256) 233-2680
Regions Mortgage Inc - Athens, AL - Phone: (256) 233-8802
Richardson & Deemer Insurance Inc - Athens, AL - Phone: (256) 232-3310
Wise- B. Chadwick Attorney - Athens, AL - Phone: (256) 232-2510
Woodmen of the World - Athens, AL - Phone: (256) 232-0085
Woodmen of the World Insurance Representative OFC - Athens, AL - Phone: (256) 232-8549
Yarbrough Bill Insurance - Athens, AL - Phone: (256) 232-2515
Helpful Definition for: Insurance - All
Insurance, in Athens,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Athens sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
