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Insurance - All in Athens, TN
Affordable Insurance - Athens, TN - Phone: (423) 744-0160
Allied Home Mortgage Capital Corporation - Athens, TN - Phone: (423) 745-1211
Allstate Insurance Company - Athens, TN - Phone: (423) 745-6700
American General Financial Services - Athens, TN - Phone: (423) 507-1089
Appalachian Bonding & Insurance Inc - Athens, TN - Phone: (423) 746-4409
Aserco Financial Services - Athens, TN - Phone: (423) 337-9301
Athens Federal Community Bank - Athens, TN - Phone: (423) 745-1111
Athens Federal Community Bank - Decatur PKE Office - Athens, TN - Phone: (423) 745-0981
Athens Insurance - Athens, TN - Phone: (423) 745-3062
Bank of Athens Mortgage Department - Athens, TN - Phone: (423) 507-1570
BB & T Mortgage - Athens - Athens, TN - Phone: (423) 744-2604
Brown- Sharon S - Athens, TN - Phone: (423) 745-7757
Carroll David R Insurance - Athens, TN - Phone: (423) 745-3900
Carroll Ross Insurance - Athens, TN - Phone: (423) 744-9031
Carter Insurance Agency Inc - Athens, TN - Phone: (423) 745-2333
Citifinancial - Athens, TN - Phone: (423) 745-0710
Citizens National Bank - Main Office - Athens, TN - Phone: (423) 745-0261
Direct General Insurance Agency Inc - Athens, TN - Phone: (423) 507-8001
Donna Stephens Insurance Agency - Athens, TN - Phone: (423) 746-2480
EALY Dwain C - Athens, TN - Phone: (423) 745-1001
Express Mortgage - Athens, TN - Phone: (423) 744-8888
Farm Bureau Insurance Services - Athens, TN - Phone: (423) 745-4521
First Financial of Tennessee - Athens, TN - Phone: (423) 745-5540
Harrod- David F. Attorney - Athens, TN - Phone: (423) 745-7447
Heights Finance Corporation - Athens, TN - Phone: (423) 746-4890
Insurance & Investment Concepts Inc - Athens, TN - Phone: (423) 745-7090
Insurance Agency of McMinn County - Athens, TN - Phone: (423) 745-5914
Lefler Mark Insurance Agency - Athens, TN - Phone: (423) 745-4439
Lendmark Financial Services - Athens, TN - Phone: (423) 745-5626
Liner & Associates Insurance - Athens, TN - Phone: (423) 745-3878
Madison Insurance Center - Athens, TN - Phone: (423) 744-0032
Madison Insurance Centre - Athens, TN - Phone: (423) 745-2552
McMinn County Farmers Mutual Fire Insurance CO - Athens, TN - Phone: (423) 745-4341
Partain Insurance Agency - Athens, TN - Phone: (423) 744-7999
Pitt Jim Agency - Athens, TN - Phone: (423) 744-7488
Shelter Insurance - Athens, TN - Phone: (423) 745-8300
Sliger Raymond CLU - Athens, TN - Phone: (423) 745-7177
Songer- Stephen J - Athens, TN - Phone: (423) 745-1919
Sweetwater Valley Title CO - Athens, TN - Phone: (423) 745-4660
Tennessee Valley Federal Credit Union - Athens, TN - Phone: (423) 745-3618
The Bank First Citizens Bank - Athens, TN - Phone: (423) 744-7122
Title Insurance CO of Athens - Athens, TN - Phone: (423) 745-4114
Transouth Financial Corporation - Athens, TN - Phone: (423) 745-4041
United Community Bank - Athens, TN - Phone: (423) 745-2442
Woodmen of the World Life Insurance Society - Athens, TN - Phone: (423) 745-5743
Wyner Adelia - Athens, TN - Phone: (423) 744-8803
Helpful Definition for: Insurance - All
Insurance, in Athens,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Athens sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
