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Insurance - All in Baton Rouge, LA
1st Mortgage Services - Baton Rouge, LA - Phone: (225) 295-3800
1st Viatical Capital - Baton Rouge, LA - Phone: (800) 921-8227
A & B Mortgage of Louisiana - Baton Rouge, LA - Phone: (225) 296-5800
A Acadian Assurance Inc - Baton Rouge, LA - Phone: (225) 293-1837
A Ace Insurance Agency - Baton Rouge, LA - Phone: (225) 293-9683
A Ace Insurance Agency Inc - Baton Rouge, LA - Phone: (225) 927-1711
A Amvest Mortgage CO Inc - Baton Rouge, LA - Phone: (225) 292-4200
A I Risk Management of Baton Rouge - Baton Rouge, LA - Phone: (225) 293-5900
A J McLin Insurance Agency Insurance - Baton Rouge, LA - Phone: (225) 928-7344
A-1 Mortgage Services - Baton Rouge, LA - Phone: (225) 368-0005
A-One Mortgage Lending LLC - Baton Rouge, LA - Phone: (225) 357-3624
AAA Travel Agency - Baton Rouge, LA - Phone: (225) 293-1200
Aames Home Loan - Baton Rouge, LA - Phone: (225) 293-2260
Abadie Financial Services - Baton Rouge, LA - Phone: (225) 926-3400
ABC Insurance Agencies - Baton Rouge, LA - Phone: (225) 273-0123
Abercrombie- W. Arthur- Jr. Attorney - Baton Rouge, LA - Phone: (225) 387-3221
Abstracts by Godail LLC - Baton Rouge, LA - Phone: (225) 343-0351
Acadian Residential Mortgage - Baton Rouge, LA - Phone: (225) 766-1236
Acceptance Capital Mortgage CO - Baton Rouge, LA - Phone: (225) 924-4681
Action Mortgage Lending - Baton Rouge, LA - Phone: (225) 293-7515
ActionTitle- LLC - Baton Rouge, LA - Phone: (225) 272-5626
Adkins- Harold J. Attorney - Baton Rouge, LA - Phone: (225) 923-3462
Advanced Claim Services - Baton Rouge, LA - Phone: (225) 791-1415
Advanced Insurance Center - Baton Rouge, LA - Phone: (225) 923-1131
Aflac Regional Office - Baton Rouge, LA - Phone: (225) 769-1488
Aflac State Office - Baton Rouge, LA - Phone: (225) 761-4343
Aguilar- Rodolfo J.- Jr. Attorney - Baton Rouge, LA - Phone: (225) 383-9000
Aguillard Ray CLU CHF Insurance - Baton Rouge, LA - Phone: (225) 925-1514
Ahlers- Michele D. Attorney - Baton Rouge, LA - Phone: (504) 836-6500
Ainsworth- Kevin O. Attorney - Baton Rouge, LA - Phone: (225) 924-1600
Airline Insurance Agency - Baton Rouge, LA - Phone: (225) 926-2999
Akers & Wisbar- L.L.C. - Baton Rouge, LA - Phone: (225) 767-1003
Albert Salzer - Baton Rouge, LA - Phone: (225) 291-4008
Alexander & Sanders Insurance - Baton Rouge, LA - Phone: (225) 924-1371
Alfred Anna J - Baton Rouge, LA - Phone: (225) 356-1241
Alfred Johnny Securities America - Baton Rouge, LA - Phone: (225) 922-7789
All Fund Mortgage - Baton Rouge, LA - Phone: (225) 216-3863
Allen John T Insurance - Baton Rouge, LA - Phone: (225) 928-7912
Allied Health Care Office - Baton Rouge, LA - Phone: (225) 766-7822
Allied Home Mortgage Capital Corp - Baton Rouge, LA - Phone: (225) 767-1196
Allied Home Mortgage Capitol Corporation - Baton Rouge, LA - Phone: (225) 927-1453
Allied Mortgage - Baton Rouge, LA - Phone: (225) 767-5355
Allmerica Financial - Baton Rouge, LA - Phone: (225) 924-0115
Allstar Insurance Agency - Baton Rouge, LA - Phone: (225) 752-4474
Allstate Insurance - Baton Rouge, LA - Phone: (225) 261-3415
Allstate Insurance - Ella B. McCrary - Baton Rouge, LA - Phone: (225) 751-6792
Allstate Insurance - Ron Desormeaux - Baton Rouge, LA - Phone: (225) 751-7077
Allstate Insurance Companies - Baton Rouge, LA - Phone: (225) 749-0091
Allstate Insurance Companies - Sales Offices- Baton Rouge - Baton Rouge, LA - Phone: (225) 387-5000
Allstate Insurance Companies - Sales Offices- Port Allen - Baton Rouge, LA - Phone: (225) 344-2816
Helpful Definition for: Insurance - All
Insurance, in Baton Rouge,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Baton Rouge sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
