A credit union in Bellingham is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members. Many credit unions exist to further community development or sustainable international development on a local level. They are typically smaller than banks, and are generally not-for-profit cooperative institutions. Credit unions in Bellingham have an unusual organizational structure, which attempts to solve the principal-agent problem by ensuring that the owners and the users of the institution are the same people. In any case, credit unions cannot accept donations and must be able to prosper in a competitive market economy.

Soft as a Baby’s Bottom

The feel, smell and touch of baby (talcum powder) has always comforted me. It refreshes you skin and is oh so soft. I see how it lingers in the air and this brings concern for our health and the environment. Talc has been linked to several different kinds of cancer, including lung and ovarian cancer. Talc can contain asbestos in..