Main Headquarters:
207 W Washington St
Carlock, Illinois, 61725
Phone Number:
(309) 376-2311
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Heartland Bank and Trust Company is widely recognized as one of the strongest and most progressive banks in Illinois. We're a locally owned community bank whose roots are right here in the heartland. Getting to know our customers helps us become a better bank, but that alone isn't enough. We are capable of handling diverse customer needs. The phrase "small enough to know you, big enough to serve you" is what Heartland Bank is all about.
Monday : | 9:00 AM - | 4:00 PM | |
Tuesday : | 9:00 AM - | 4:00 PM | |
Wednesday : | 9:00 AM - | 4:00 PM | |
Thursday : | 9:00 AM - | 4:00 PM | |
Friday : | 9:00 AM - | 4:00 PM | |
Saturday : | closed | ||
Sunday : | closed |
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Carlock may have one or more banks. A bank is a financial institution that is charged with the function of accepting deposits and lending out money. Thus, it acts as an intermediary connecting individuals with a capital deficit with individuals having a capital surplus. They are centrally placed in the financial system for most economies. Thus, they function under a well-defined set of regulations. Most banks have national and regional headquarters, and then branches in smaller towns and villages. The banks may be international, national or local in spread of operations.