States
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Insurance - All in Hilo, HI
Aflac-(American Family Life Assance CO - Hilo, HI - Phone: (808) 935-8795
AIG Life Insurance CO - Hilo, HI - Phone: (808) 935-8466
Allstate Insurance Companies - Hilo, HI - Phone: (808) 969-9271
Allstate Insurance Companies - Sales Offices - Hilo, HI - Phone: (808) 935-3360
Aloha Auto Extended Warranty Coverage - Hilo, HI - Phone: (808) 989-5116
Aloha Island Mortgage LLC - Hilo, HI - Phone: (808) 933-2799
Amber Financial Group LLC - Hilo, HI - Phone: (808) 935-4006
Amera Mortgage Corporation - Hilo, HI - Phone: (808) 935-6711
American General Financial Services of Hawaii Inc - Hilo, HI - Phone: (808) 934-9445
Amerus Life Insurance CO - Hilo, HI - Phone: (808) 969-1688
Atlas Insurance Agency - Hilo, HI - Phone: (808) 935-2943
Benefits Consultants of Hawaii - Hilo, HI - Phone: (808) 933-1404
Big Island Federal Credit Union - Hilo Branch - Hilo, HI - Phone: (808) 935-9778
Bishop Insurance Agency of Hawaii - Hilo, HI - Phone: (808) 935-8508
Business Insurance Services Inc - Hilo, HI - Phone: (808) 935-1888
Capital Choice Financial Services - Hilo, HI - Phone: (808) 935-7150
Central Pacific Bank - Hilo Branch - Hilo, HI - Phone: (808) 935-5251
Citifinancial - Hilo Branch - Hilo, HI - Phone: (808) 935-6611
Cook- Valta Albert Attorney - Hilo, HI - Phone: (808) 961-6611
Crawford and Company - Disability Management Services- Hilo Office - Hilo, HI - Phone: (808) 935-2801
Credit Union Hawaii Federal Credit Union - Hilo, HI - Phone: (808) 930-6700
Crown Life Insurance CO - Hilo, HI - Phone: (808) 935-1380
Dtric - Hilo, HI - Phone: (808) 935-2766
Executive Retirement System - Hilo, HI - Phone: (808) 961-3011
Family Financial Center - Hilo, HI - Phone: (808) 935-6811
Family Mortgage Company of Hawaii Inc - Hilo, HI - Phone: (808) 935-0678
Fidelity National Title - Hilo, HI - Phone: (808) 935-0909
Finance Factors - Hilo Mortgage Center - Hilo, HI - Phone: (808) 933-3501
Finance Insurance Limited - Hilo, HI - Phone: (808) 933-1288
First American Title Company Inc. - Hilo Branch - Hilo, HI - Phone: (808) 961-3775
Fukuhara- Nelson S - State Farm Insurance Agent - Hilo, HI - Phone: (808) 935-4455
Hawaii National Bank - Hilo Branch - Hilo, HI - Phone: (808) 935-8551
Hayashi R A Insurance Agency - Hilo, HI - Phone: (808) 969-9557
Healthsouth Rehabilitation & Sports Medicine Center of Hawaii - Hilo, HI - Phone: (808) 969-3811
Ichinose- Cary C - State Farm Insurance Agent - Hilo, HI - Phone: (808) 933-8500
Interim Healthcare - Hilo, HI - Phone: (808) 961-4939
Island Community Lending - Hawi-Historic Downtown - Hilo, HI - Phone: (808) 889-5589
Island Community Lending - Hilo - Hilo, HI - Phone: (808) 961-3377
Island Home Loans - Hilo, HI - Phone: (808) 961-0605
Island Title - Hilo Branch - Hilo, HI - Phone: (808) 969-1541
Jones William F Insurance Agency Inc - Hilo, HI - Phone: (808) 775-9939
Kaiser Permanente - Hilo Clinic - Hilo, HI - Phone: (808) 934-4000
Kimura Errol L - Hilo, HI - Phone: (808) 935-2888
Kuwaye Iris - Hilo, HI - Phone: (808) 935-3375
Madawi & Associates - Hilo, HI - Phone: (808) 982-5144
Matsuno Calen R Insurance Consultants - Hilo, HI - Phone: (808) 935-0894
Minnesota Mutual Life Insurance CO - Hilo, HI - Phone: (808) 935-5572
National Pacific Mortgage - Hilo, HI - Phone: (808) 935-7500
Occidental Underwriters of Hawaii Limited - Hilo, HI - Phone: (808) 935-1673
Ohana Financial Group - Hilo, HI - Phone: (808) 969-7386
Helpful Definition for: Insurance - All
Insurance, in Hilo,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Hilo sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
