Credit Unions in Neptune, New Jersey - Credit Unions in Neptune, NJ - Yellow Pages Directory Inc.
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Credit Unions in Neptune


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Business Listing   Advanced Financial Services Federal Credit Union - Neptune, NJ - Phone: (732) 643-1220


   
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Helpful Definition for: Credit Unions


A credit union in Neptune is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members. Many credit unions exist to further community development or sustainable international development on a local level. They are typically smaller than banks, and are generally not-for-profit cooperative institutions. Credit unions in Neptune have an unusual organizational structure, which attempts to solve the principal-agent problem by ensuring that the owners and the users of the institution are the same people. In any case, credit unions cannot accept donations and must be able to prosper in a competitive market economy.

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