Mortgage Bankers and Correspondents, in New Lebanon, are banking agents or intermediaries, who mediate between their clients and the banks for which they work. Their job is to ease the process of applying for and availing loan or a lien amount from a bank  for their clients, to help them ( the clients) satisfy a debt or serve an emergency, by mortgaging a personal property of value with the bank, against an interest rate. The mortgage helps in securing loan from the bank for an agreed period, and can be reclaimed upon payment or performance according to stipulated terms. A mortgage banker or a correspondent in New Lebanon communicates with the client and the bank over all the essentials for a loan; they gather important data and financial records of their client for the bank, to ensure that the former (the client) is an eligible candidate for the loan. Terms and conditions like loan period and rate of interest ,are stated on bank documents as per the individual's financial history. In this respect, a mortgage banker is held totally accountable for his clients to the bank. 

Water, Water Everywhere … Part III

    Author is :  Lee Ann Rush Unfortunately, the large global food purveyors like Nestle aren’t the only ones interested in controlling the world’s water supply for financial gain.  It seems that some state and local governmental entities here in the United States have their own ideas about collecting water-based revenue.  A month or so ago, a performer at a..