Credit Unions in New Philadelphia, Ohio - Credit Unions in New Philadelphia, OH - Yellow Pages Directory Inc.
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Credit Unions in New Philadelphia


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Business Listing   Dover-Phila Federal Credit Union - New Phila Branch - New Philadelphia, OH - Phone: (330) 308-8874


Business Listing   Eastern Credit Union Inc - New Philadelphia, OH - Phone: (330) 364-7373


Business Listing   Empire Affiliates Credit Union Inc - New Philadelphia, OH - Phone: (330) 364-2712


   
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Helpful Definition for: Credit Unions


A credit union in New Philadelphia is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members. Many credit unions exist to further community development or sustainable international development on a local level. They are typically smaller than banks, and are generally not-for-profit cooperative institutions. Credit unions in New Philadelphia have an unusual organizational structure, which attempts to solve the principal-agent problem by ensuring that the owners and the users of the institution are the same people. In any case, credit unions cannot accept donations and must be able to prosper in a competitive market economy.

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