A credit union in Rancocas is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members. Many credit unions exist to further community development or sustainable international development on a local level. They are typically smaller than banks, and are generally not-for-profit cooperative institutions. Credit unions in Rancocas have an unusual organizational structure, which attempts to solve the principal-agent problem by ensuring that the owners and the users of the institution are the same people. In any case, credit unions cannot accept donations and must be able to prosper in a competitive market economy.

Water, Water Everywhere but Not a Drop to Drink?

By:  Lee Ann Rush We’ve discussed the stranglehold that the giant food-processing conglomerates have on our domestic food supply several times, always recommending that people choose wisely by limiting processed foods, buying local (preferably organic) produce in season, and taking a shot at growing their own backyard or container gardens.  One thing we haven’t talked about is drinking water, something that..