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Insurance - All in San Clemente, CA
1st American Funding - San Clemente, CA - Phone: (949) 489-0060
A & M Auto & Motorcycle Insurance - San Clemente, CA - Phone: (949) 492-7275
A Link 4 Homes - San Clemente, CA - Phone: (949) 481-2948
AAA Automobile Club of So California - San Clemente, CA - Phone: (949) 489-5572
Advantage Capital - San Clemente, CA - Phone: (949) 366-6090
Alan Anderson Insurance-Agency Inc - San Clemente, CA - Phone: (949) 388-2630
Allstate Insurance - Jacqueline Turk - San Clemente, CA - Phone: (949) 492-2327
Allstate Insurance-Michael L Billingsley - San Clemente, CA - Phone: (949) 234-1660
Alternative Mortgage Solutions Inc - San Clemente, CA - Phone: (949) 492-5626
American Funding Group - San Clemente, CA - Phone: (949) 492-0030
American Lenders Annex - San Clemente, CA - Phone: (949) 366-6551
American Mortgage Leads - San Clemente, CA - Phone: (949) 218-8844
Andrew Varos Insurance - San Clemente, CA - Phone: (949) 361-5033
Apollo Insurance - San Clemente, CA - Phone: (949) 492-7007
Armstrong Pacific Insurance Agency - San Clemente, CA - Phone: (949) 366-8380
Barrett W J Insurance Agency - San Clemente, CA - Phone: (949) 493-7336
Barrington Capital by the Beach - San Clemente, CA - Phone: (949) 369-5000
Beach Area Mortgage - San Clemente, CA - Phone: (949) 361-3535
Beach Cities Real Estate - San Clemente, CA - Phone: (949) 388-3685
Becker Ed & Associates - San Clemente, CA - Phone: (949) 366-1708
BOTT Charles W Insurance Agency Inc - San Clemente, CA - Phone: (949) 661-6272
Brookside Funding - San Clemente, CA - Phone: (949) 366-2895
California Southwestern Insurance Agency - San Clemente, CA - Phone: (949) 498-9211
Charter Realty & Property Management - San Clemente, CA - Phone: (949) 492-6621
Citibank (West)- FSB - San Clemente, CA - Phone: (949) 493-5652
Coastal Hills Mortgage - San Clemente, CA - Phone: (949) 218-9642
Comport Dealer Services - San Clemente, CA - Phone: (949) 429-3185
Corkery Insurance - San Clemente, CA - Phone: (949) 493-7602
Dahl Tom - San Clemente, CA - Phone: (949) 366-1736
Dave Killion - San Clemente, CA - Phone: (949) 661-8242
David Levi Inc - San Clemente, CA - Phone: (949) 369-3833
Dolkas- Christopher J - State Farm Insurance Agent - San Clemente, CA - Phone: (949) 492-5900
Douglas- Richard H - San Clemente, CA - Phone: (949) 492-1595
ECM Business Insurance Services - San Clemente, CA - Phone: (949) 492-4334
Edmondson- Steve Joseph - San Clemente, CA - Phone: (949) 366-1274
EIX Insurance Agency - San Clemente, CA - Phone: (949) 366-8200
Farmers Agency - San Clemente, CA - Phone: (949) 498-0831
Farmers Insurance - San Clemente, CA - Phone: (949) 492-3051
Farmers Insurance - Phil Newton - San Clemente, CA - Phone: (949) 498-7818
Farmers Insurance Cheryl Hart - San Clemente, CA - Phone: (949) 940-0333
First Capital Funding - San Clemente, CA - Phone: (949) 496-4372
Forsyth- Kimberly R - San Clemente, CA - Phone: (949) 366-0320
Franks & Associates Insurance Inc - San Clemente, CA - Phone: (949) 498-1127
Frauenzimmer Robert Insurance - San Clemente, CA - Phone: (949) 492-6454
General Health Insurance - San Clemente, CA - Phone: (949) 661-2205
General Insurance Services - San Clemente, CA - Phone: (949) 661-2201
George L Brown Insurance Agency - San Clemente, CA - Phone: (949) 361-1400
GIS Gavlez Insurance - San Clemente, CA - Phone: (949) 240-7445
Glen Hellings Insurance Service - San Clemente, CA - Phone: (949) 661-6622
Hofstad Insurance Agency - San Clemente, CA - Phone: (949) 661-6692
Helpful Definition for: Insurance - All
Insurance, in San Clemente,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in San Clemente sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
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