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Credit Reporting Agencies in Spring Grove, PA
Helpful Definition for: Credit Reporting Agencies
A credit reporting agency in Spring Grove is a company that collects information from various sources and provides consumer credit information on individual consumers for a variety of uses. They provide information on individual's borrowing and bill paying habits. This helps lenders assess credit worthiness, the ability to pay back a loan, and can affect the interest rate and other terms of a loan. They collect and collate personal information, financial data and alternative data on individuals from a variety of sources called data furnishers who are typically creditors, lenders, utilities, and debt collection agencies that a consumer has had a relationship or experience with. Data furnishers report their payment experience with the consumer to these reporting agencies. The data provided by the furnishers as well as collected by these agencies are then aggregated into the agency's data repository or files.
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Written by: Lee Ann Rush There is a country in the world where the government has officially opted to describe its national economic state of affairs not in the language of short-term economic gains as measured by gross domestic product (GDP), but rather by the degree to which its citizenry can live and prosper in a holistic framework of..