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Retirement Planning Consultants & Services in State College
Below is a list of businesses listed within our directory. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.
Brookline - the Fairways- Nursing Care Rehabilitation - State College, PA - Phone: (814) 238-3139
Brookline - the Inn Windsong Village Heights- Assisted Independent Li - State College, PA - Phone: (814) 238-3193
Brookline Home Care and Hospice - State College, PA - Phone: (814) 466-4800
Culbertson Financial Services - State College, PA - Phone: (814) 231-4710
Foxdale Village Retirement Community - State College, PA - Phone: (814) 238-3322
Gold Richard B - State College, PA - Phone: (814) 234-3300
Lifestyle Retirement Company - State College, PA - Phone: (814) 231-2811
M & T Bank - Area Branches- Brookline Retirement Community - State College, PA - Phone: (814) 861-2306
Nittany Bank - State College, PA - Phone: (814) 867-1257
Outlook Pointe at State College - State College, PA - Phone: (814) 235-7675
Prudential First Choice Realty - State College, PA - Phone: (814) 238-4509
The Village at Penn State - State College, PA - Phone: (814) 238-1949
Helpful Definition for: Retirement Planning Consultants & Services
A Retirement Plan, in State College, refers to a pension that is granted to an individual on his retirement from a job. It is an arrangement where some amount is paid on a regular interval to someone who is no longer earning a daily income from employment. Retirement plans may be set up by employers, insurance companies, the government or other institutions like the employer association or the trade union.
Retirement planning, in State College, refers to the allocation of finances, or setting aside of money, to be able to get a steady income on retirement. Now-a-days there are several financial planners and advisors available to help client develop retirement plans in return of a fee or commission on the product sold. The retirement consultants suggest the correct retirement plan to an individual based on their income group, standard of living and other factors like, investments, taxes, debts, etc. These retirement plans provided by the insurance companies also contain an additional insurance aspect like paying benefits to survivors or disabled beneficiaries.
There are two popular varieties of retirement plans, the defined benefit plan and defined contribution plan. A defined benefit plan guarantees a certain payout at retirement and usually depends on the member’s salary and the number of years in the membership plan. While in a defined contribution plan, contributions are paid into an individual account for each member. The contributions are then invested, may be in the stock market and the returns of that investments are credited to the individual’s account.