Find a Business Near: Albany, GA

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    Banks in Albany


    Below is a list of businesses listed within our directory. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.

       






    Standard Listings

    Business Listing   Amsouth Bank - Albany, GA - Phone: (912) 857-4771


    Business Listing   Bank of America - Departments- Premier Small Banking - Albany, GA - Phone: (229) 432-4308


    Business Listing   Bank of Lee County - Albany, GA - Phone: (229) 446-0102


    Business Listing   First National Bank of South Georgia - Albany, GA - Phone: (229) 888-5600


    Business Listing   First State Bank - Albany, GA - Phone: (229) 432-8483


    Business Listing   First State Bank & Trust - Albany, GA - Phone: (229) 248-8224


    Business Listing   Flint Community Bank - Albany, GA - Phone: (229) 903-1400


    Business Listing   Regions Bank - Albany, GA - Phone: (229) 431-2958




    Business Listing   Security Bank - Albany, GA - Phone: (229) 430-5366













    Business Listing   Stewart- Lisa - Albany, GA - Phone: (229) 434-9313


    Business Listing   SunTrust ATM - Albany, GA - Phone: (800) 786-8787


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    Helpful Definition for: Banks

    city} may have one or more banks. A bank is a financial institution that is charged with the function of accepting deposits and lending out money. Thus, it acts as an intermediary connecting individuals with a capital deficit with individuals having a capital surplus. Most banks have national and regional headquarters, and then branches in smaller towns and villages. The banks may be international, national or local in spread of operations. Banks, by virtue of their functions, are centrally placed in the financial system for most economies. Thus, their health is a crticial factor in maintaining the economic health of the country or the region. To ensure their solvency, banks function under a well-defined set of regulations. Most operate under the fractional reserve banking system, whereby they hold a small fraction of the money that comes in by way of deposits, and lends out the rest at interestes higher than the deposit rates, to earn a profit. Albany may have one bank, or a number of bank branches. Some of the types of banks that may be present in Albany are community banks, community development banks, credit unions, postal savings banks, private banks, and internet-only banks. One can both deposit money in these, as well as take out loans for a specified rate of interest and duration.




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