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Find a Business Near: Ames, IA

Personal Loans In Ames


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Personal Loans


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Helpful Definition for: Personal Loans

Personal loans are available in Ames. This is a loan given to an individual for a specified or nonspecified purpose. In this case, a bank or a financial insitution gives a payment of money or credit. Some types of personal loans include mortgage loans, car loans, home equity lines of credit, credit cards, installment loans and payday loans. The amount of loan that one can qualify for, the rate of interest and underwriting of the loan depends largely on the credit score of the individual- the higher the credit score, the better the chances of getting a low interest loan. The interest rates are also lower for a long term loan, though in money term you would have to pay more. Personal loans are needed for major payments or purchases such as for a house or a car. It gives you the option of owning the property immediately and paying it off over a period of time. A number of loan plans are available in Ames.

Recent News:







Americans Top Environmental Concern? It’s Their Drinking Water
Chris Boyle NEW YORK – As far as the environment is concerned, there are a number of factors that people should be worrying about these days, from climate change to micro-plastics to poisons infiltrating the very air we breathe, in addition to a whole host of other vile maladies that can be harmful to our collective health. But with all of that to choose from, a recent study has shown that one issue rises above all else in the minds of most Americans when it comes to their personal environmental concerns – their drinking water. According to the latest G...

Earth Day 2019 Has Come and Gone, but Here’s some Green Living Tips to Help C...
Chris Boyle NEW YORK – Monday, April 22 was Earth Day, a holiday that was created 49 years ago in order to remind the world how their actions affect the environment, and how we all should be collectively taking steps to reduce our carbon footprint upon the planet in order to ensure the health and well-being of future generations. In this day and age of differing political and social opinions on just about everything, helping to save our environment is certainly a cause everyone can get behind, and to make that easier for the average man, woman, and chil...

Scientists Conducting Research into Fluorinated Pollutants Known As PFAs
Chris Boyle NEW YORK – Scientists have been placing a growing emphasis on a series of commonly-found – but until recently misunderstood – chemicals typically utilized in the creation of consumer products such as water-resistant clothing, stain-resistant furniture, nonstick cookware, and more, focusing mainly on their intrusion into the environment and the subsequent potential health risks to human beings. Perfluoroalkyl and polyfluoroalkyl are perfluorinated chemicals – or PFAs for short – were created in the mid-20th century and have found widespread u...

The Threat of Plastic on the Environment Evolves into “Microplastics”
Chris Boyle NEW YORK – As if the danger that discarded, non-biodegradable plastics pose to the environment aren’t enough, a new breed is making its presence felt; a dangerous evolution known as “Microplastics.” Microplastics are not a specific kind of plastic, but rather any type of plastic fragment that is less than five millimeters in length; they enter natural ecosystems from a variety of sources, including, but not limited to, cosmetics, clothing, and industrial processes. Some Microplastics enter the environment directly as a result of various sour...

Bioplastics – Not Good for the Environment After All?
Chris Boyle NEW YORK – According to recent reports, bioplastics would conceivably be as bad – if not worse – for the environment than conventional plastics, news that is taking a lot of green advocates completely by surprise. Bioplastics are plastics derived from renewable biomass sources, such as vegetable fats and oils, corn starch, straw, woodchips, food waste, etc. Bioplastic can be made from agricultural by-products and also from used plastic bottles and other containers using microorganisms. Common plastics, such as fossil-fuel plastics (also call...



 


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