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Find a Business Near: Athens, TN

Banks In Athens


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Banks


Below is a list of businesses which provide Banks services. If you do not see your business in the list, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.




Standard Listings

Business Listing   BB&T - Closed - Athens, TN - Phone: 1 (423) 745-2452


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other categories in Athens, tennessee

Helpful Definition for: Banks

city} may have one or more banks. A bank is a financial institution that is charged with the function of accepting deposits and lending out money. Thus, it acts as an intermediary connecting individuals with a capital deficit with individuals having a capital surplus. Most banks have national and regional headquarters, and then branches in smaller towns and villages. The banks may be international, national or local in spread of operations. Banks, by virtue of their functions, are centrally placed in the financial system for most economies. Thus, their health is a crticial factor in maintaining the economic health of the country or the region. To ensure their solvency, banks function under a well-defined set of regulations. Most operate under the fractional reserve banking system, whereby they hold a small fraction of the money that comes in by way of deposits, and lends out the rest at interestes higher than the deposit rates, to earn a profit. Athens may have one bank, or a number of bank branches. Some of the types of banks that may be present in Athens are community banks, community development banks, credit unions, postal savings banks, private banks, and internet-only banks. One can both deposit money in these, as well as take out loans for a specified rate of interest and duration.

Recent News:







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