Find a Business Near: Big Rapids, MI

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    Insurance - All in Big Rapids

    Below is a list of businesses listed within our directory. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.

    Standard Listings

    Business Listing   A A A - Big Rapids- Sales Agencies- Sales Agency - Big Rapids, MI - Phone: (231) 796-6744

    Business Listing   Aflac - Big Rapids, MI - Phone: (231) 592-8050

    Business Listing   Aflac District Office - Big Rapids, MI - Phone: (231) 527-2000

    Business Listing   Allstate Insurance Companies - Big Rapids, MI - Phone: (231) 796-5881

    Business Listing   Biller Insurance Agency Inc - Big Rapids, MI - Phone: (231) 796-4611

    Business Listing   Bleeker Insurance Agency - Big Rapids, MI - Phone: (231) 796-2014

    Business Listing   Boroff Carlton Insurance - Big Rapids, MI - Phone: (231) 796-7697

    Business Listing   Chemical Bank - Big Rapids, MI - Phone: (231) 796-9944

    Business Listing   DAUM Insurance Agency - Big Rapids, MI - Phone: (231) 592-4660

    Business Listing   Desnoyers Agency - Big Rapids, MI - Phone: (231) 796-9439

    Business Listing   Fifth Third Bank - Mortgages-New - Big Rapids, MI - Phone: (231) 592-4151

    Business Listing   Gerry Curtis Regal Financial Group LLC - Big Rapids, MI - Phone: (231) 796-2490

    Business Listing   Independent Bank - Big Rapids, MI - Phone: (231) 796-5865

    Business Listing   Isabella Bank and Trust - Big Rapids, MI - Phone: (231) 796-8507

    Business Listing   Lerner Financial Group Inc - Big Rapids, MI - Phone: (231) 796-8621

    Business Listing   Lincoln Financial Advisors - Big Rapids, MI - Phone: (231) 796-2459

    Business Listing   Look Insurance Big Rapids Agency - Big Rapids, MI - Phone: (231) 527-5665

    Business Listing   Mecosta County Abstract & Title CO - Big Rapids, MI - Phone: (231) 796-3523

    Business Listing   Saum- Michael D - Big Rapids, MI - Phone: (231) 796-7282

    Business Listing   Scheible- William J - Big Rapids, MI - Phone: (231) 796-7135

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    Helpful Definition for: Insurance - All

    Insurance, in Big Rapids,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Big Rapids sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.

    Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.

    Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:

    1. Large number of similar exposure units

    2. Definite loss

    3. Accidental loss

    4. Large loss

    5. Affordable premium

    6. Calculable loss

    7. Limited risk of catastrophically large losses

    The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.

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