Find a Business Near: Cape May, NJ

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    Insurance - All in Cape May

    Below is a list of businesses listed within our directory. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.

    Standard Listings

    Business Listing   Acme Abstract LLC - Cape May, NJ - Phone: (609) 889-0400

    Business Listing   Cape Bookkeeping Insurance & Tax Centre - Cape May, NJ - Phone: (609) 884-9889

    Business Listing   Citizen Title Insurance Agency - Cape May, NJ - Phone: (609) 886-7707

    Business Listing   Dellas Real Estate & Insurance Agency - Cape May, NJ - Phone: (609) 884-3488

    Business Listing   Glendale Mortgage - Cape May, NJ - Phone: (609) 884-5145

    Business Listing   Mark Stiefel Longterm Care Ins - Cape May, NJ - Phone: (609) 898-9909

    Business Listing   Munson J E Insurance - Cape May, NJ - Phone: (609) 884-3215

    Business Listing   O'Neill Insurance Adjusters - Cape May, NJ - Phone: (609) 889-2926

    Business Listing   Sturdy Savings Bank - Cape May Office - Cape May, NJ - Phone: (609) 898-1213

    Business Listing   Sturdy Savings Bank - North Cape May Office - Cape May, NJ - Phone: (609) 884-5656

    Business Listing   Victorian Abstract Agency - Cape May, NJ - Phone: (609) 884-9777

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    Helpful Definition for: Insurance - All

    Insurance, in Cape May,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Cape May sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.

    Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.

    Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:

    1. Large number of similar exposure units

    2. Definite loss

    3. Accidental loss

    4. Large loss

    5. Affordable premium

    6. Calculable loss

    7. Limited risk of catastrophically large losses

    The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.

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