NY-LA-1454630 Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
Carmel (NY) - - Phone: (845) 803-8658
My agency has been in the community for over 25 years. Customers are like family. I treat them as such. My goal is to help see every aspect of their life is well protected.
Carmel (NY) - - Phone: (845) 621-2557
Insurance is available in Carmel. Insurance is defined as risk management by providing a contingency fund against unexpected losses. The individual (or group, or company) transfers to risk to the insurance company in lieu of payment. The entity buying the insurance from the insurer is known as the policyholder. The charge for risk transfer is known as the premium. The policyholder is imdemnified or compensated in case of loss. Risk appraisal, control and management is a separate, independent field of study. Insurance can be taken against a number of risks, such as life, health, property such as the house or the car, unemployment and others. The premium is fixed, based on the associated risk factors. Carmel has one or more players in the insurance field, such as Allied Insurance, American Family Insurance, AIG, Guardian Life Insurance Company of America, Nationwide Mutual Insurance Company, New York Life Insurance Company, Reliance Insurance Company and many more. Each has its own bouquet of insurance offerings.
