Mortgages for industrial and commercial buildings are available in Charlotte. A mortgage company offers financing to the debtor or creditor in lieu of a personal property as charged for security of the loan. This is done on the understanding that the ownership of the property reverts to the debtor as soon as the loan is paid in full. A commercial property is one for offices, stores, restaurants and so on. Industrial property refers to manufacturing plants, warehouses etc. These can also be built and furnished by a mortgage loan. A number of plans may be available for such mortgages in Charlotte. A number of documents are required for the entire process of applying and qualifying for a mortgage. Repayment can be done in easy instalments over a long time period.