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Find a Business Near: Chattanooga, TN

Insurance - Home In Chattanooga

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Insurance - Home

Below is a list of businesses which provide Insurance - Home services. If you do not see your business in the list, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.
Standard Listings

Business Listing   AGA Inc - Chattanooga, TN - Phone: 1 (423) 756-4452

Business Listing   Alder & Cox Inc - Chattanooga, TN - Phone: 1 (423) 877-3536

Business Listing   Allstar Insurance Group Inc - Chattanooga, TN - Phone: 1 (423) 894-4700

Business Listing   Allstate Insurance Companies - Sales Offices- Hixson - Chattanooga, TN - Phone: 1 (423) 877-6445

Business Listing   Associated General Agency - Chattanooga, TN - Phone: 1 (423) 837-9077

Business Listing   Carriage Hill Insurance of Chattanooga - Chattanooga, TN - Phone: 1 (423) 326-0033

Business Listing   Coffey Insurance Agency - Chattanooga, TN - Phone: 1 (423) 855-8755

Business Listing   East Brainerd Insurance - Chattanooga, TN - Phone: 1 (423) 485-8449

Business Listing   First Volunteer Bank - First Volunteer Insurance Agency - Chattanooga, TN - Phone: 1 (423) 668-4888

Business Listing   Fox Joe E - Chattanooga, TN - Phone: 1 (423) 877-8267

Business Listing   Huffaker Insurance - Chattanooga, TN - Phone: 1 (423) 756-0711

Business Listing   Insurance Warehouse - Chattanooga, TN - Phone: 1 (423) 485-9100

Business Listing   Lawhorn & Associates Insurance - Chattanooga, TN - Phone: 1 (423) 867-3030

Business Listing   Sunbelt Insurance Group Inc - Chattanooga, TN - Phone: 1 (423) 855-1234

Business Listing   Tennessee Valley Insurance Services - Chattanooga, TN - Phone: 1 (423) 870-1230

Business Listing   Whittle & Spell Insurance Agency - Chattanooga, TN - Phone: 1 (423) 892-8778

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Helpful Definition for: Insurance - Home


Home insurance, in Chattanooga, is a property insurance, which combines a number of personal insurance protections to liability insurance for accidents & covers private homes. This multiple-line insurance means that a single indivisible premium is paid for all risks.

The home insurance policy is a term-contract that remains effective for a fixed period of time. The insured person has to pay premiums to the insurer each term. If the risk of damage or destruction to the home is less, then the insurers generally charge low premium.

At present, the International Organization for Standardization has seven standard home insurance plans:

HO1 – Basic Form Homeowner Policy provides coverage against fire or lightning, windstorm or hail, vandalism or malicious mischief, theft, damage from vehicles and aircraft, explosion riot or civil commotion, glass breakage, smoke, volcanic eruption, and personal liability. Exceptions include floods, earthquakes.

HO2 – Broad Form Homeowner Policy provides coverage against all the enlisted causes of damage mentioned in HO1 as well as loss incurred due to smoke, vehicle, water or glass breakage.

HO3 – Special Form Homeowner Policy provides coverage against all risks mentioned in HO1 & HO2 except earthquake & flood.

HO4 – Renter's Insurance provides coverage against all the perils mentioned in HO2 or HO3.

HO5 - Premier Homeowner Policy, HO6 – Condominium Policy & HO8 – Older Houses Policy are the less popular plans.

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