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Find a Business Near: Cross Lanes, WV

Insurance - All In Cross Lanes

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Insurance - All


Below is a list of businesses which provide Insurance - All services. If you do not see your business in the list, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.
Standard Listings

Business Listing   Erwin & Yeager Nationwide Insurance - Cross Lanes, WV - Phone: (304) 776-8600


Business Listing   Principal Financial Group - Cross Lanes, WV - Phone: (304) 776-4176


Business Listing   Richard A. Parr Agency - Cross Lanes, WV - Phone: (304) 776-5809


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Helpful Definition for: Insurance - All

Insurance, in Cross Lanes,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Cross Lanes sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.

Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.

Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:

1. Large number of similar exposure units

2. Definite loss

3. Accidental loss

4. Large loss

5. Affordable premium

6. Calculable loss

7. Limited risk of catastrophically large losses

The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.

Recent News:







EPA Announces Resources and Tools for Healthy School Environments
Lee Ann Rush   DENVER – In honor of Children’s Health Month, yesterday the U.S. Environmental Protection Agency (EPA) announced the availability of nearly $30 million to support safe drinking water and cleaner air. EPA is making $20 million available for states and tribes to test for lead in drinking water at schools and childcare facilities. At the same time, EPA is announcing approximately $9 million in rebates to public school bus fleet owners to help them replace older school buses with cleaner, more modern vehicles. For more on this announcement vis...

New England’s Warm Summer Leads to Slight Increase in Air Quality Alert Days
Lee Ann Rush   BOSTON – The EPA has confirmed that New Englanders experienced a slight increase in the number of unhealthy air quality days this year, compared to 2017. Based on preliminary data collected between March and September 2018, there were 28 days when ozone monitors in New England recorded ozone concentrations above levels considered healthy. By contrast, in 2017 there were 25 unhealthy ozone days in New England.   Hot, sunny, summery weather is conducive to ozone formation, and is variable from year to year. The 2018 summer was warmer than av...

New Report Identifies 30 Solutions for Reducing Greenhouse Gasses Through Beh...
Lee Ann Rush   ARLINGTON, VA. – A new report from Rare’s Center for Behavior & the Environment quantifies the contribution individual behavior change can make toward curbing greenhouse gas emissions. The Center’s analysis of 80 climate solutions outlined in Project Drawdown, a comprehensive plan to mitigate global warming, found that individual behavior plays a significant role in 30 of them. Further analysis of those 30 solutions, based on the emissions reduction potential estimates in Drawdown, found that greater adoption could help reduce about one-th...

OAR Wrap Up: Proposed Rules Saving More Than $115 Million Annually in Regulat...
Lee Ann Rush   WASHINGTON – Over the course of one week, the U.S. Environmental Protection Agency (EPA) proposed three separate rules — the Refrigerant Management Rule Amendments, Light-Duty Vehicle Greenhouse Gas (GHG) Program Technical Amendments, and Oil & Gas Targeted Improvements — totaling more than $115 million in regulatory cost savings. In addition, EPA has officially converted four regional haze Federal Implementation Plans (FIP) into State Implementation Plans (SIPs).   “These rules would provide greater certainty to the regulated community in...

EPA Approves Emergency Fuel Waiver for North Carolina
Lee Ann Rush   WASHINGTON – Today, in order to address diesel fuel supply interruptions as a result of Hurricane Florence, U.S. Environmental Protection Agency (EPA) Acting Administrator Andrew Wheeler approved an emergency fuel waiver request made this afternoon on behalf of North Carolina Governor Roy Cooper.   EPA has waived the highway diesel fuel red dye requirements to allow the sale and use of non-road diesel fuel in highway vehicles in North Carolina as a result of Hurricane Florence, effective immediately and through September 28, 2018.   The wa...