Dahlonega has one or more financial institutions. These are institutions providing financial products and services to their clients. They are usually federally regulated, and their most important function is to act as an intermediary for financial and business transactions in the market. They act as the medium through which investors transfer their money to businesses which need financial help. This is done by mobilizing savings and investing them at a higher rate with companies, who then pay the loan back with interest after a certain amount of time. They help keep the money moving through the economy. Since the health of an economy is largely dependent on the working of the financial institutions, they are highly regulated by federal authorities. These institutions can be both banks and non-banking financial institutions.