Find a Business Near: Effingham, IL

Insurance - All In Effingham

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Insurance - All

Below is a list of businesses which provide Insurance - All services. If you do not see your business in the list, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.

Standard Listings

Business Listing   Affordable- Insurance Services - Effingham, IL - Phone: (217) 347-7945

Business Listing   Aflac - Effingham, IL - Phone: (217) 342-1500

Business Listing   Althoff Ins Unltd Inc - Effingham, IL - Phone: (217) 342-9796

Business Listing   American Family Insurance William Fancher - Effingham, IL - Phone: (217) 347-3060

Business Listing   American General Financial Services - Effingham, IL - Phone: (217) 342-3958

Business Listing   Banner Mutual Insurance - Effingham, IL - Phone: (217) 868-5118

Business Listing   Bishop Roger E Faafp - Effingham, IL - Phone: (217) 347-7030

Business Listing   Brown Group - Effingham, IL - Phone: (217) 347-4125

Business Listing   Burry Realty & Insurance - Effingham, IL - Phone: (217) 342-9257

Business Listing   Buzzard Insurance & Financial Services - Effingham, IL - Phone: (217) 342-9676

Business Listing   Cant Scott Insurance - Effingham, IL - Phone: (217) 342-2214

Business Listing   Country Companies Claims - Effingham, IL - Phone: (217) 347-0221

Business Listing   Country Insurance & Financial Services - Effingham, IL - Phone: (217) 342-3039

Business Listing   Crews & Associates - Effingham, IL - Phone: (217) 347-7999

Business Listing   Crossroads Bank - Effingham, IL - Phone: (217) 347-7751

Business Listing   Dental Health Resources - Effingham, IL - Phone: (217) 536-5100

Business Listing   Effingham State Bank - Effingham, IL - Phone: (217) 342-2141

Business Listing   Effingham Title Company - Effingham, IL - Phone: (217) 342-9228

Business Listing   First Mid Investments - Effingham, IL - Phone: (217) 342-6126

Business Listing   Fuhr- Ronald E. Attorney - Effingham, IL - Phone: (217) 342-9291

Business Listing   Golden Rule Insurance - Effingham, IL - Phone: (217) 342-2757

Business Listing   Griffith Insurance - Effingham, IL - Phone: (217) 347-0584

Business Listing   Guide One Insurance Group - Effingham, IL - Phone: (217) 342-6954

Business Listing   Heights Finance Corporation - Effingham, IL - Phone: (217) 342-2801

Business Listing   Henderson Gene Insurance - Effingham, IL - Phone: (217) 342-2530

Business Listing   Henderson- Thomas G - State Farm Insurance Agent - Effingham, IL - Phone: (217) 342-6792

Business Listing   Henderson- Tom Insurance - Effingham, IL - Phone: (217) 342-4890

Business Listing   Holmes Brandy Insurance - Effingham, IL - Phone: (217) 347-5113

Business Listing   Illinois Community Bank - Effingham, IL - Phone: (217) 347-7127

Business Listing   Jacob Donsbach - Country Representative In Effingham, IL - Effingham, IL - Phone: (217) 342-0465

Business Listing   Koester- Christopher A. Attorney - Effingham, IL - Phone: (217) 342-3925

Business Listing   Lambert Insurance Agency - Effingham, IL - Phone: (217) 347-7308

Business Listing   Lucas Burton Insurance - Effingham, IL - Phone: (217) 347-3020

Business Listing   Mihlbachler Insurance Agency Inc - Effingham, IL - Phone: (217) 342-3434

Business Listing   Mortgage One Services - Effingham, IL - Phone: (217) 536-9588

Business Listing   Nationwide Insurance - Effingham, IL - Phone: (217) 347-2362

Business Listing   Primerica Financial Services - Effingham, IL - Phone: (217) 342-5832

Business Listing   Rhodes Insurance Agency Inc - Effingham, IL - Phone: (217) 342-3705

Business Listing   Rogers Adjustment Service LLC - Effingham, IL - Phone: (217) 347-5271

Business Listing   Royal Neighbors of America - Effingham, IL - Phone: (217) 347-2250

Business Listing   The Debt Negotiators - Effingham, IL - Phone: (217) 342-9732

Business Listing   Time Temperature & Weather - Effingham, IL - Phone: (217) 342-4400

Business Listing   Tingley & Associates - Effingham, IL - Phone: (217) 342-9818

Business Listing   Tingley Insurance Agency Inc - Effingham, IL - Phone: (217) 342-3637

Business Listing   Walden Insurance Agency - Effingham, IL - Phone: (217) 347-5007

Business Listing   Washington Savings Bank - Effingham, IL - Phone: (217) 347-7173

Business Listing   Weis Insurance Agency LLC - Effingham, IL - Phone: (217) 342-9876

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other categories in Effingham, illinois

Helpful Definition for: Insurance - All

Insurance, in Effingham,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Effingham sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.

Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.

Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:

1. Large number of similar exposure units

2. Definite loss

3. Accidental loss

4. Large loss

5. Affordable premium

6. Calculable loss

7. Limited risk of catastrophically large losses

The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.

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