Find a Business Near: Effingham, IL

Insurance - All In Effingham

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Insurance - All


Below is a list of businesses which provide Insurance - All services. If you do not see your business in the list, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.






Standard Listings

Business Listing   Affordable- Insurance Services - Effingham, IL - Phone: (217) 347-7945


Business Listing   Aflac - Effingham, IL - Phone: (217) 342-1500


Business Listing   Althoff Ins Unltd Inc - Effingham, IL - Phone: (217) 342-9796


Business Listing   American Family Insurance William Fancher - Effingham, IL - Phone: (217) 347-3060


Business Listing   American General Financial Services - Effingham, IL - Phone: (217) 342-3958


Business Listing   Banner Mutual Insurance - Effingham, IL - Phone: (217) 868-5118


Business Listing   Bishop Roger E Faafp - Effingham, IL - Phone: (217) 347-7030


Business Listing   Brown Group - Effingham, IL - Phone: (217) 347-4125


Business Listing   Burry Realty & Insurance - Effingham, IL - Phone: (217) 342-9257


Business Listing   Buzzard Insurance & Financial Services - Effingham, IL - Phone: (217) 342-9676


Business Listing   Cant Scott Insurance - Effingham, IL - Phone: (217) 342-2214


Business Listing   Country Companies Claims - Effingham, IL - Phone: (217) 347-0221


Business Listing   Country Insurance & Financial Services - Effingham, IL - Phone: (217) 342-3039




Business Listing   Crews & Associates - Effingham, IL - Phone: (217) 347-7999


Business Listing   Crossroads Bank - Effingham, IL - Phone: (217) 347-7751


Business Listing   Dental Health Resources - Effingham, IL - Phone: (217) 536-5100


Business Listing   Effingham State Bank - Effingham, IL - Phone: (217) 342-2141


Business Listing   Effingham Title Company - Effingham, IL - Phone: (217) 342-9228


Business Listing   First Mid Investments - Effingham, IL - Phone: (217) 342-6126


Business Listing   Fuhr- Ronald E. Attorney - Effingham, IL - Phone: (217) 342-9291


Business Listing   Golden Rule Insurance - Effingham, IL - Phone: (217) 342-2757


Business Listing   Griffith Insurance - Effingham, IL - Phone: (217) 347-0584


Business Listing   Guide One Insurance Group - Effingham, IL - Phone: (217) 342-6954


Business Listing   Heights Finance Corporation - Effingham, IL - Phone: (217) 342-2801


Business Listing   Henderson Gene Insurance - Effingham, IL - Phone: (217) 342-2530


Business Listing   Henderson- Thomas G - State Farm Insurance Agent - Effingham, IL - Phone: (217) 342-6792


Business Listing   Henderson- Tom Insurance - Effingham, IL - Phone: (217) 342-4890


Business Listing   Holmes Brandy Insurance - Effingham, IL - Phone: (217) 347-5113


Business Listing   Illinois Community Bank - Effingham, IL - Phone: (217) 347-7127


Business Listing   Jacob Donsbach - Country Representative In Effingham, IL - Effingham, IL - Phone: (217) 342-0465


Business Listing   Koester- Christopher A. Attorney - Effingham, IL - Phone: (217) 342-3925


Business Listing   Lambert Insurance Agency - Effingham, IL - Phone: (217) 347-7308


Business Listing   Lucas Burton Insurance - Effingham, IL - Phone: (217) 347-3020


Business Listing   Mihlbachler Insurance Agency Inc - Effingham, IL - Phone: (217) 342-3434


Business Listing   Mortgage One Services - Effingham, IL - Phone: (217) 536-9588


Business Listing   Nationwide Insurance - Effingham, IL - Phone: (217) 347-2362


Business Listing   Primerica Financial Services - Effingham, IL - Phone: (217) 342-5832


Business Listing   Rhodes Insurance Agency Inc - Effingham, IL - Phone: (217) 342-3705


Business Listing   Rogers Adjustment Service LLC - Effingham, IL - Phone: (217) 347-5271


Business Listing   Royal Neighbors of America - Effingham, IL - Phone: (217) 347-2250


Business Listing   The Debt Negotiators - Effingham, IL - Phone: (217) 342-9732


Business Listing   Time Temperature & Weather - Effingham, IL - Phone: (217) 342-4400


Business Listing   Tingley & Associates - Effingham, IL - Phone: (217) 342-9818


Business Listing   Tingley Insurance Agency Inc - Effingham, IL - Phone: (217) 342-3637


Business Listing   Walden Insurance Agency - Effingham, IL - Phone: (217) 347-5007


Business Listing   Washington Savings Bank - Effingham, IL - Phone: (217) 347-7173


Business Listing   Weis Insurance Agency LLC - Effingham, IL - Phone: (217) 342-9876


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other categories in Effingham, illinois

Helpful Definition for: Insurance - All

Insurance, in Effingham,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Effingham sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.

Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.

Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:

1. Large number of similar exposure units

2. Definite loss

3. Accidental loss

4. Large loss

5. Affordable premium

6. Calculable loss

7. Limited risk of catastrophically large losses

The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.

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