UFCU is a not-for-profit, member-owned credit union. We are focused on people, not profits, and serve our members in the Austin and Galveston communities.
Galveston (TX) - - Phone: (409) 797-3300The best federal credit union in Galveston, Wellby Financial, has provided free checking accounts, high-yield saving options, competitive loan rates, and affordable mortgage financing to help people...
Galveston (TX) - - Phone: (281) 488-7070
A credit union in Galveston is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members. Many credit unions exist to further community development or sustainable international development on a local level. They are typically smaller than banks, and are generally not-for-profit cooperative institutions. Credit unions in Galveston have an unusual organizational structure, which attempts to solve the principal-agent problem by ensuring that the owners and the users of the institution are the same people. In any case, credit unions cannot accept donations and must be able to prosper in a competitive market economy.