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Auto dealers in Garden City are local distribution businesses that sell both new and pre-owned cars, at retail rates. This is done by entering an agreement with the automaker, or its sales subsidiary. These places also offer financing services, as well as technicians for vehicle maintenance. Auto sales (new) are only via dealers in this country, there is no direct manyfacturer sales. Other services offered include insurance of various kinds, accessories, maintenance services, and trade-in options.