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Credit Reporting Agencies in Grand Rapids
Below is a list of businesses listed within our directory. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.
Helpful Definition for: Credit Reporting Agencies
A credit reporting agency in Grand Rapids is a company that collects information from various sources and provides consumer credit information on individual consumers for a variety of uses. They provide information on individual's borrowing and bill paying habits. This helps lenders assess credit worthiness, the ability to pay back a loan, and can affect the interest rate and other terms of a loan. They collect and collate personal information, financial data and alternative data on individuals from a variety of sources called data furnishers who are typically creditors, lenders, utilities, and debt collection agencies that a consumer has had a relationship or experience with. Data furnishers report their payment experience with the consumer to these reporting agencies. The data provided by the furnishers as well as collected by these agencies are then aggregated into the agency's data repository or files.
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