I have had the privilege of helping customers with their insurance and financial needs for over 20 years. My motto in my agency is to put people first, then everything else will fall into place.
Harvard (IL) - - Phone: (815) 943-4360Our dedicated team looks forward to serving you and answering all your insurance questions. We specialize in a variety of insurance types including homeowners, business, health, auto, farm, land, and...
Harvard (IL) - - Phone: (815) 943-6438
Insurance is available in Harvard. Insurance is defined as risk management by providing a contingency fund against unexpected losses. The individual (or group, or company) transfers to risk to the insurance company in lieu of payment. The entity buying the insurance from the insurer is known as the policyholder. The charge for risk transfer is known as the premium. The policyholder is imdemnified or compensated in case of loss. Risk appraisal, control and management is a separate, independent field of study. Insurance can be taken against a number of risks, such as life, health, property such as the house or the car, unemployment and others. The premium is fixed, based on the associated risk factors. Harvard has one or more players in the insurance field, such as Allied Insurance, American Family Insurance, AIG, Guardian Life Insurance Company of America, Nationwide Mutual Insurance Company, New York Life Insurance Company, Reliance Insurance Company and many more. Each has its own bouquet of insurance offerings.