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Find a Business Near: Irvine, CA

Insurance - Life In Irvine

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Insurance - Life

Below is a list of businesses which provide Insurance - Life services. If you do not see your business in the list, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.
Standard Listings

Business Listing   Allstate Insurance Companies Sales Offices Irvine - Irvine, CA - Phone: 1 (949) 753-9001

Business Listing   Allstate Insurance-AAI Financial Corp dba DH Insurance Svs - Irvine, CA - Phone: 1 (949) 752-0802

Business Listing   Bleach Insurance Services - Irvine, CA - Phone: 1 (949) 252-0660

Business Listing   Chuck Allan - Irvine, CA - Phone: 1 (949) 786-3423

Business Listing   Dussault-Luithly Arla Renee - Irvine, CA - Phone: 1 (949) 727-4443

Business Listing - Irvine, CA - Phone: 1 (949) 535-3230

Business Listing   Higgs- Rebecca J - Irvine, CA - Phone: 1 (949) 726-9015

Business Listing   Jezewak- Norman L - Irvine, CA - Phone: 1 (949) 477-9000

Business Listing   Jones- Stanley L - State Farm Insurance Agent - Irvine, CA - Phone: 1 (949) 854-2233

Business Listing   Kelly- Matthew H - State Farm Insurance Agent - Irvine, CA - Phone: 1 (949) 261-6050

Business Listing   Luithly- John R - State Farm Insurance Agent - Irvine, CA - Phone: 1 (949) 727-4442

Business Listing   McCain- Michael L - Irvine, CA - Phone: 1 (949) 559-1115

Business Listing   McCormick Financial & Insurance Services - Irvine, CA - Phone: 1 (949) 589-3710

Business Listing   McGill- John G - State Farm Insurance Agent - Irvine, CA - Phone: 1 (714) 544-5164

Business Listing   Mutual of Omaha Insurance CO - Irvine, CA - Phone: 1 (949) 852-9124

Business Listing   Northwestern Mutual Financial Network - Irvine, CA - Phone: 1 (949) 622-7239

Business Listing   Pegasus Insurance Services- Inc - Irvine, CA - Phone: 1 (949) 442-1699

Business Listing   Petchul Insurance Services - Irvine, CA - Phone: 1 (866) 814-3001

Business Listing   Pignataro Andy - State Farm Insurance Agent - Irvine, CA - Phone: 1 (949) 681-0370

Business Listing   Richard Stevens Ins Agcy Inc - State Farm Insurance Agent - Irvine, CA - Phone: 1 (949) 552-6601

Business Listing   Rusick- Robert F - Irvine, CA - Phone: 1 (949) 552-5066

Business Listing   Stevens- Scott C - Irvine, CA - Phone: 1 (949) 552-6602

Business Listing   Susan C French Ins Agcy Inc - State Farm Insurance Agent - Irvine, CA - Phone: 1 (949) 660-0329

Business Listing   Vermeulen- Raymond L - State Farm Insurance Agent - Irvine, CA - Phone: 1 (949) 752-6335

Business Listing   Wang- Jonathame C K - State Farm Insurance Agent - Irvine, CA - Phone: 1 (949) 559-8000

Business Listing   World Financial Group - Irvine, CA - Phone: 1 (949) 468-1054

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other categories in Irvine, california

Helpful Definition for: Insurance - Life

Life insurance, in Irvine, is defined as a contract between the the insurer, & the insured according to which, the insurer pays a designated beneficiary or nominee a premium upon the demise of the insured person. Other events such as terminal illness or critical illness may also fall under the coverage of the policy. In return, the policy has to pay a fixed amount as per the deal, during his lifetime.

Life insurance policies in Irvine are the legal contracts & possess limitations of the insured events. Often specific exclusions are written into the contract to limit the insurer’s liability. Life-based contracts are generally classified as:

Protection policies that are designed to provide monetary benefits in a specified event & Investment policies that mainly aim at facilitating the growth of capital by regular or single premiums. Life insurance may be of two basic types – temporary or term insurance and permanent insurance, which again has four subtypes –universal, whole life, limited pay and endowment life insurance.

Term assurance is a temporary insurance that provides life insurance coverage for a specified term of years against a specified premium. Accidental death is a sub-type of temporary insurance, which provides coverage to the insured in case of his death due to an accident and not any kind of health problem or suicide.

Permanent life insurance is life insurance that remains valid until the maturation of the policy due to failing of the owner to pay the premium.

Universal life insurance is a latest insurance product that intends to provide permanent insurance coverage with greater flexibility in premium payment and the potential for greater growth of cash values.

Whole life insurance provides guaranteed death benefits, guaranteed cash values, fixed and known annual premiums & non-reducible cash value even in case of mortality charges & other related expenses.

Limited-pay life insurance involves payment of all the premiums over a certain period after which no additional premiums are needed to keep the policy valid.

Endowments are the policies in which at a certain age of the insured, the cash value built up inside the policy, equals the death benefit.

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