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Insurance - All in Ketchikan
Below is a list of businesses listed within our directory. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.
Alaska Financial Associates - Ketchikan, AK - Phone: (907) 225-0619
Alaska Pacific Bank - Ketchikan, AK - Phone: (907) 225-6146
Christensen- Daniel C - State Farm Insurance Agent - Ketchikan, AK - Phone: (907) 225-3125
Davies-Barry Insurance - Ketchikan, AK - Phone: (907) 225-9841
Diversified Investments Inc - Ketchikan, AK - Phone: (907) 225-9805
Examination Management Service - Ketchikan, AK - Phone: (907) 225-3926
Homeport Insurance Company - Ketchikan, AK - Phone: (907) 247-0531
New York Life Insurance CO - Ketchikan, AK - Phone: (907) 225-9558
Seaver- Mitchell A. Attorney - Ketchikan, AK - Phone: (907) 225-9401
State Farm Insurance - Ketchikan, AK - Phone: (907) 225-4007
Tongass Federal Credit Union - Ketchikan, AK - Phone: (907) 225-9063
Helpful Definition for: Insurance - All
Insurance, in Ketchikan,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Ketchikan sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.
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