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    Home ::: Minnesota ::: Lake Benton ::: Insurance - All

    Insurance - All in Lake Benton


    Below is a list of businesses listed within our directory. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.
       
    Standard Listings

    Business Listing   Carpenter Auction Company - Lake Benton, MN - Phone: (507) 368-4307


    Business Listing   Carpenter Auction Company - Mike Carpenter - Lake Benton, MN - Phone: (507) 368-4553


    Business Listing   First Security Bank Agency - Lake Benton, MN - Phone: (507) 368-4261


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    Helpful Definition for: Insurance - All


    Insurance, in Lake Benton,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Lake Benton sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.

    Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.

    Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:

    1. Large number of similar exposure units

    2. Definite loss

    3. Accidental loss

    4. Large loss

    5. Affordable premium

    6. Calculable loss

    7. Limited risk of catastrophically large losses

    The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.

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