Find a Business Near: Lake Villa, IL

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    Insurance - All in Lake Villa

    Below is a list of businesses listed within our directory. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.

    Standard Listings

    Business Listing   Allstate Insurance - Robert Styrkowicz - Lake Villa, IL - Phone: (847) 356-8900

    Business Listing   Casualty Claim Consultants - Lake Villa, IL - Phone: (847) 265-1825

    Business Listing   Country Insurance & Financial Services - Lake Villa, IL - Phone: (847) 245-3110

    Business Listing   Frantti- Dan Insurance - Lake Villa, IL - Phone: (847) 265-5103

    Business Listing   Harastany- Janice R - State Farm Insurance Agent - Lake Villa, IL - Phone: (847) 356-0036

    Business Listing   Lakeland Insurance Services - Lake Villa, IL - Phone: (847) 356-9063

    Business Listing   Millennium Insurance Agency - Lake Villa, IL - Phone: (847) 356-9600

    Business Listing   Porter Power Electric CO Inc - Lake Villa, IL - Phone: (847) 356-0293

    Business Listing   Schatz & Associates Inc - Lake Villa, IL - Phone: (847) 356-1520

    Business Listing   Stanley- William D Insurance - Lake Villa, IL - Phone: (847) 356-7672

    Business Listing   Stengel Insurance Agency Inc - Lake Villa, IL - Phone: (847) 356-2111

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    Helpful Definition for: Insurance - All

    Insurance, in Lake Villa,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Lake Villa sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.

    Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.

    Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:

    1. Large number of similar exposure units

    2. Definite loss

    3. Accidental loss

    4. Large loss

    5. Affordable premium

    6. Calculable loss

    7. Limited risk of catastrophically large losses

    The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.

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