Find a Business Near: Merrill, WI

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    Insurance - All in Merrill

    Below is a list of businesses listed within our directory. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.

    Standard Listings

    Business Listing   A Better Mortgage Co - Merrill, WI - Phone: (715) 536-5202

    Business Listing   American Country Health - Merrill, WI - Phone: (715) 539-8686

    Business Listing   Block Insurance Group - Merrill, WI - Phone: (715) 536-2441

    Business Listing   Farmers Insurance Group - Merrill, WI - Phone: (715) 536-5090

    Business Listing   Guaranty Title Services Inc - Merrill, WI - Phone: (715) 536-6271

    Business Listing   Knab Insurance Agency - Merrill, WI - Phone: (715) 536-4833

    Business Listing   Lincoln County Abstract CO - Merrill, WI - Phone: (715) 536-4712

    Business Listing   Merrill Federal Savings & Loan Association - Merrill, WI - Phone: (715) 536-7133

    Business Listing   Murphy Insurance Group - Merrill, WI - Phone: (715) 536-9576

    Business Listing   Park City Credit Union - Merrill, WI - Phone: (715) 536-8351

    Business Listing   Park City Insurance Services Inc - Merrill, WI - Phone: (715) 536-2479

    Business Listing   Quality Title Inc - Merrill, WI - Phone: (715) 539-2822

    Business Listing   River Valley Investment Services - Merrill, WI - Phone: (715) 536-3210

    Business Listing   Rural Insuranace Lincoln County - Merrill, WI - Phone: (715) 536-4674

    Business Listing   Taylor & Stine Funeral Home Inc - Merrill, WI - Phone: (715) 536-6244

    Business Listing   Thrivent Financial for Lutherans - Merrill, WI - Phone: (715) 536-1984

    Business Listing   Utech Insurance - Merrill, WI - Phone: (715) 536-9567

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    Helpful Definition for: Insurance - All

    Insurance, in Merrill,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Merrill sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.

    Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.

    Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:

    1. Large number of similar exposure units

    2. Definite loss

    3. Accidental loss

    4. Large loss

    5. Affordable premium

    6. Calculable loss

    7. Limited risk of catastrophically large losses

    The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.

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