Oregon, IL: Climbing into your car and going about your daily routine, you seldom think that you might get involved in an accident or be the victim of theft or vandalism.
Oregon (IL) - - Phone: (815) 732-2222The Guist Agency, Inc. is leading the way in providing comprehensive coverage for your personal and business insurance needs in the northern Illinois area and the Ogle County area.
Oregon (IL) - - Phone: (815) 732-6101
Insurance is available in Oregon. Insurance is defined as risk management by providing a contingency fund against unexpected losses. The individual (or group, or company) transfers to risk to the insurance company in lieu of payment. The entity buying the insurance from the insurer is known as the policyholder. The charge for risk transfer is known as the premium. The policyholder is imdemnified or compensated in case of loss. Risk appraisal, control and management is a separate, independent field of study. Insurance can be taken against a number of risks, such as life, health, property such as the house or the car, unemployment and others. The premium is fixed, based on the associated risk factors. Oregon has one or more players in the insurance field, such as Allied Insurance, American Family Insurance, AIG, Guardian Life Insurance Company of America, Nationwide Mutual Insurance Company, New York Life Insurance Company, Reliance Insurance Company and many more. Each has its own bouquet of insurance offerings.