Find a Business Near: Spirit Lake, IA

Credit & Debt Counseling Services In Spirit Lake




Credit & Debt Counseling Services


Below is a list of businesses listed within our directory which provide Credit & Debt Counseling Services services. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.

Standard Listings

Business Listing   Iowa Northland Credit Union - Spirit Lake, IA - Phone: (712) 336-1095


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Helpful Definition for: Credit & Debt Counseling Services

Credit and debt counseling services in Spirit Lake offer education to consumers about how to avoid incurring debts that cannot be repaid through establishing an effective Debt Management Plan and Budget. Credit counseling is usually less typified by functions of credit education or the psychology of spending habits; rather credit counseling establishes a planned method of debt relief, typically through a Debt Management Plan. Credit counseling often involves negotiating with creditors to establish a debt management plan (DMP) for a consumer. A DMP may help the debtor repay his or her debt by working out a repayment plan with the creditor. DMPs, set up by credit counselors, usually offer reduced payments, fees and interest rates to the client. Credit counselors refer to the terms dictated by the creditors to determine payments or interest reductions offered to consumers in a debt management plan.








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